For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Kakripara Pt I branch in Dhubri, Dhubri, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002641. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Kakripara Pt I, Dhubri
Here are the main details that are associated with the IFSC Code UCBA0002641 of Uco Bank for its branch located in Dhubri, within the district of Dhubri in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002641 |
| Branch | Kakripara Pt I |
| City | Dhubri |
| District | Dhubri |
| State | Assam |
| Address | Vill Po Kakripara Ps Mankachar Dist South Salmara Mankachar ,South Salmara Mankachar ,Assam Pin 783131 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Dhubri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002641 for the Kakripara Pt I branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Kakripara Pt I, Dhubri, Assam, are given a unique IFSC like UCBA0002641 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dhubri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dhubri and Dhubri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Uco Bank in Kakripara Pt I goes to the correct branch. This is important because Uco Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UCBA0002641
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kakripara Pt I in Dhubri.
For example, the IFSC Code UCBA0002641 of Uco Bank for the Kakripara Pt I branch has these elements, identifying the bank and the branch location in Dhubri and Assam correctly.
How to Find IFSC Code for Uco Bank?
To find the IFSC Code UCBA0002641 of Uco Bank for its Kakripara Pt I branch located in Dhubri, the following methods can help you out:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Dhubri and Dhubri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and go to the branch locator section. Then search for Kakripara Pt I or Dhubri to find the exact IFSC Code UCBA0002641.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Dhubri will provide accurate information.
How to Use IFSC Code UCBA0002641 for Online Transfers?
Once you have the IFSC Code UCBA0002641 for the Kakripara Pt I branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002641. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002641.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Kakripara Pt I in Dhubri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Kakripara Pt I, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dhubri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002641.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Po Kakripara Ps Mankachar Dist South Salmara Mankachar ,South Salmara Mankachar ,Assam Pin 783131 located in Dhubri, Dhubri, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.