Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Mankachar Ii branch in Dhubri, Mankachar, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002642. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Mankachar Ii, Dhubri
Here are the main details that are associated with the IFSC Code UCBA0002642 of Uco Bank for its branch located in Dhubri, within the district of Mankachar in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002642 |
| Branch | Mankachar Ii |
| City | Dhubri |
| District | Mankachar |
| State | Assam |
| Address | At Kacharipara Near Jain Mandir Po Ps Mankachar Dist Dhubri ,South Salmara Mankachar ,Assam Pin 783131 |
These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Dhubri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002642 for the Mankachar Ii branch of Uco Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002642 is given to every bank branch, including Uco Bank located in Mankachar Ii, Dhubri, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Dhubri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhubri and Mankachar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Mankachar Ii doesn't end up at another location.
Format of the IFSC Code UCBA0002642
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mankachar Ii in Dhubri.
For example, the IFSC Code UCBA0002642 of Uco Bank for the Mankachar Ii branch includes these elements, identifying the bank and the branch location in Dhubri and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002642 of Uco Bank for its Mankachar Ii branch located in Dhubri, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Dhubri and Mankachar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Mankachar Ii or Dhubri to get the exact IFSC Code UCBA0002642.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Dhubri, then it will provide you proper information.
How to Use IFSC Code UCBA0002642 for Online Transfers?
Once you have the IFSC Code UCBA0002642 for the Mankachar Ii branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002642. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002642.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Mankachar Ii in Dhubri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Mankachar Ii, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhubri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002642.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Kacharipara Near Jain Mandir Po Ps Mankachar Dist Dhubri ,South Salmara Mankachar ,Assam Pin 783131 located in Dhubri, Mankachar, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.