Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Jhowdanga Pt Ii branch in Dhubri, Mankachar, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002639. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Jhowdanga Pt Ii, Dhubri
The table below shows the main details of the IFSC Code UCBA0002639 for the Uco Bank branch in Dhubri, which falls under the Mankachar district in Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002639 |
| Branch | Jhowdanga Pt Ii |
| City | Dhubri |
| District | Mankachar |
| State | Assam |
| Address | Vill. Bagharchar P.O. Jhowdanga P.S. Mankachar Pin 783131 Dist Dhubri Assam Dist. Dhubri ,South Salmara Mankachar ,Assam Pin 783131 |
These details are essential not only for online banking users but also for businesses and individuals who use Uco Bank in Dhubri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002639 for the Jhowdanga Pt Ii branch of Uco Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jhowdanga Pt Ii, Dhubri, Assam, is provided with a unique IFSC like UCBA0002639 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Dhubri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dhubri and Mankachar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Jhowdanga Pt Ii do not get mixed with another location.
Format of the IFSC Code UCBA0002639
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhowdanga Pt Ii in Dhubri.
For example, the IFSC Code UCBA0002639 of Uco Bank for the Jhowdanga Pt Ii branch includes these elements, identifying the bank and the branch location in Dhubri and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are looking for the IFSC Code UCBA0002639 of Uco Bank for its Jhowdanga Pt Ii branch located in Dhubri, the following methods can help:
Cheque Book
The cheque book that is issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Uco Bank branches in Dhubri and Mankachar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Uco Bank and look for the branch locator section, then search for Jhowdanga Pt Ii or Dhubri to get the exact IFSC Code UCBA0002639.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Uco Bank and Dhubri, then it will provide you proper information.
How to Use IFSC Code UCBA0002639 for Online Transfers?
Once you have the IFSC Code UCBA0002639 for the Jhowdanga Pt Ii branch of Uco Bank in Dhubri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UCBA0002639. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002639.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jhowdanga Pt Ii in Dhubri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Jhowdanga Pt Ii, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dhubri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jhowdanga Pt Ii Dhubri branch is UCBA0002639.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill. Bagharchar P.O. Jhowdanga P.S. Mankachar Pin 783131 Dist Dhubri Assam Dist. Dhubri ,South Salmara Mankachar ,Assam Pin 783131.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.