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IFSC Code of Uco Bank, Dhaligaon, Dhaligaon, Assam — UCBA0000889

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Dhaligaon branch in Bongaigaon, Dhaligaon, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Uco Bank located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0000889. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Dhaligaon, Bongaigaon

The table below shows the main details of the IFSC Code UCBA0000889 for the Uco Bank branch in Bongaigaon, which falls under the Dhaligaon district in Assam.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000889
Branch Dhaligaon
City Bongaigaon
District Dhaligaon
State Assam
Address Uco Bankdhaligaon 783385

These details helps users in online banking and for businesses and individuals who use Uco Bank in Bongaigaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000889 for the Dhaligaon branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Dhaligaon, Bongaigaon, Assam, is provided a unique IFSC like UCBA0000889 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Uco Bank branch in Bongaigaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bongaigaon and Dhaligaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Uco Bank in Dhaligaon do not get misguided to another person.

Format of the IFSC Code UCBA0000889

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhaligaon in Bongaigaon.

For example, the IFSC Code UCBA0000889 of Uco Bank for the Dhaligaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000889 of Uco Bank for its Dhaligaon branch located in Bongaigaon, the following methods can help:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Uco Bank branches in Bongaigaon and Dhaligaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Uco Bank and navigate to the branch locator section. Search for Dhaligaon or Bongaigaon to get the exact IFSC Code UCBA0000889.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bongaigaon, you'll get the correct details.

How to Use IFSC Code UCBA0000889 for Online Transfers?

Once you have the IFSC Code UCBA0000889 for the Dhaligaon branch of Uco Bank in Bongaigaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000889. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000889.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Dhaligaon in Bongaigaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Dhaligaon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bongaigaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Dhaligaon, Bongaigaon?

The IFSC Code is UCBA0000889.

Is the IFSC Code UCBA0000889 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Dhaligaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhaligaon branch?

The address of the branch is Uco Bankdhaligaon 783385 located in Bongaigaon, Dhaligaon, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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