Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Uco Bank for its Chatibor Gaon branch in Bongaigaon, Dhaligaon, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Uco Bank located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UCBA0002636. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Chatibor Gaon, Bongaigaon
Below in the table are the key details related to IFSC Code UCBA0002636 of Uco Bank for its branch located in Bongaigaon, within the district of Dhaligaon in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002636 |
| Branch | Chatibor Gaon |
| City | Bongaigaon |
| District | Dhaligaon |
| State | Assam |
| Address | Satipur , Po Dhaligaon Ps Dhaligaon Dist Chirang ,Chirang ,Assam Pin 783385 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Bongaigaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002636 for the Chatibor Gaon branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Chatibor Gaon, Bongaigaon, Assam, are allotted a unique IFSC like UCBA0002636 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bongaigaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bongaigaon and Dhaligaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Uco Bank in Chatibor Gaon reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code UCBA0002636
The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chatibor Gaon in Bongaigaon.
For example, the IFSC Code UCBA0002636 of Uco Bank for the Chatibor Gaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002636 of Uco Bank for its Chatibor Gaon branch located in Bongaigaon, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Bongaigaon and Dhaligaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Chatibor Gaon or Bongaigaon to get the exact IFSC Code UCBA0002636.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bongaigaon, you'll get the correct details.
How to Use IFSC Code UCBA0002636 for Online Transfers?
If you have the IFSC Code UCBA0002636 for the Chatibor Gaon branch of Uco Bank in Bongaigaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002636. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0002636.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Chatibor Gaon in Bongaigaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Chatibor Gaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bongaigaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002636.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Satipur , Po Dhaligaon Ps Dhaligaon Dist Chirang ,Chirang ,Assam Pin 783385 located in Bongaigaon, Dhaligaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.