Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Patrasire branch in Bankura, Bankura, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Bankura or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0000412. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Patrasire, Bankura
The table below shows the main details of the IFSC Code UCBA0000412 for the Uco Bank branch in Bankura, which falls under the Bankura district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0000412 |
| Branch | Patrasire |
| City | Bankura |
| District | Bankura |
| State | West Bengal |
| Address | Uco Bankpatrasire 722206 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Uco Bank in Bankura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000412 for the Patrasire branch of Uco Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0000412 is given to every bank branch, including Uco Bank located in Patrasire, Bankura, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Bankura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bankura and Bankura.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Patrasire doesn't end up at another location.
Format of the IFSC Code UCBA0000412
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Patrasire in Bankura.
For example, the IFSC Code UCBA0000412 of Uco Bank for the Patrasire branch includes these elements, identifying the bank and the branch location in Bankura and West Bengal accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0000412 of Uco Bank for its Patrasire branch located in Bankura, the following methods can help:
Cheque Book
The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Uco Bank branches in Bankura and Bankura, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Uco Bank and navigate to the branch locator section. Search for Patrasire or Bankura to get the exact IFSC Code UCBA0000412.
Mobile Banking App
If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Uco Bank and Bankura, you'll get the correct details.
How to Use IFSC Code UCBA0000412 for Online Transfers?
If you have the IFSC Code UCBA0000412 for the Patrasire branch of Uco Bank in Bankura, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0000412. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0000412.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Patrasire in Bankura, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Uco Bank in Patrasire, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bankura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0000412.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uco Bankpatrasire 722206 located in Bankura, Bankura, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
