For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Uco Bank for its Jhantipahari branch in Bankura, Bankura, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Uco Bank located in Bankura or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UCBA0000353. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Jhantipahari, Bankura

Here are the main details that are associated with the IFSC Code UCBA0000353 of Uco Bank for its branch located in Bankura, within the district of Bankura in the state of West Bengal.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0000353
Branch Jhantipahari
City Bankura
District Bankura
State West Bengal
Address Dist Bankurawest Bengal 722137

These details helps users in online banking and for businesses and individuals who use Uco Bank in Bankura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0000353 for the Jhantipahari branch of Uco Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Uco Bank located in Jhantipahari, Bankura, West Bengal, is provided with a unique IFSC like UCBA0000353 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Bankura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bankura and Bankura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Uco Bank in Jhantipahari do not get mixed with another location.

Format of the IFSC Code UCBA0000353

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Uco Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhantipahari in Bankura.

For example, the IFSC Code UCBA0000353 of Uco Bank for the Jhantipahari branch includes these elements, identifying the bank and the branch location in Bankura and West Bengal accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0000353 of Uco Bank for its Jhantipahari branch located in Bankura, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Bankura and Bankura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Jhantipahari or Bankura to get the exact IFSC Code UCBA0000353.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Bankura that will provide accurate information.

How to Use IFSC Code UCBA0000353 for Online Transfers?

Once you have the IFSC Code UCBA0000353 for the Jhantipahari branch of Uco Bank in Bankura, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UCBA0000353. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0000353.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Uco Bank Jhantipahari in Bankura, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Uco Bank in Jhantipahari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bankura manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Jhantipahari, Bankura?

The IFSC Code is UCBA0000353.

Is the IFSC Code UCBA0000353 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Jhantipahari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhantipahari branch?

The address of the branch is Dist Bankurawest Bengal 722137 located in Bankura, Bankura, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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