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IFSC Code of Ubs Ag, Rtgs-Ho, Mumbai, Maharashtra — CRES0000001

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ubs Ag for its Rtgs-Ho branch in Mumbai, Mumbai, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Ubs Ag situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code CRES0000001. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Ubs Ag, Rtgs-Ho, Mumbai

Here are the key points that are associated with the IFSC Code CRES0000001 of Ubs Ag for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Ubs Ag
IFSC Code CRES0000001
Branch Rtgs-Ho
City Mumbai
District Mumbai
State Maharashtra
Address 10Th Floor,Ceejay House,Plot F,Shivsagar Estate,Dr. Annie Besant Road,Worli,Mumbai 400 018,India.

These details help users in online banking and for businesses and individuals who use Ubs Ag in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRES0000001 for the Rtgs-Ho branch of Ubs Ag has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ubs Ag located in Rtgs-Ho, Mumbai, Maharashtra, are given a unique IFSC like CRES0000001 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Ubs Ag in Rtgs-Ho goes to the correct branch. This is important because Ubs Ag has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CRES0000001

This is the format of the IFSC Code for banks, including Ubs Ag, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Ubs Ag, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rtgs-Ho in Mumbai.

For example, the IFSC Code CRES0000001 of Ubs Ag for the Rtgs-Ho branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Ubs Ag?

If you are looking for the IFSC Code CRES0000001 of Ubs Ag for its Rtgs-Ho branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book that is issued by Ubs Ag includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Ubs Ag branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Ubs Ag and look for the branch locator section, then search for Rtgs-Ho or Mumbai to get the exact IFSC Code CRES0000001.

Mobile Banking App

If you use Ubs Ag's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ubs Ag and Mumbai, then it will provide you proper information.

How to Use IFSC Code CRES0000001 for Online Transfers?

Once you have the IFSC Code CRES0000001 for the Rtgs-Ho branch of Ubs Ag in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CRES0000001. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Ubs Ag IFSC Code CRES0000001.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ubs Ag Rtgs-Ho in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ubs Ag in Rtgs-Ho, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Ubs Ag website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Ubs Ag in Rtgs-Ho, Mumbai?

The IFSC Code is CRES0000001.

Is the IFSC Code CRES0000001 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Ubs Ag Rtgs-Ho?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rtgs-Ho branch?

The address of the branch is 10Th Floor,Ceejay House,Plot F,Shivsagar Estate,Dr. Annie Besant Road,Worli,Mumbai 400 018,India. located in Mumbai, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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