The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ubs Ag for its Mumbai branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ubs Ag located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code CRES00000SC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ubs Ag, Mumbai, Mumbai
Below in the table are the key details related to IFSC Code CRES00000SC of Ubs Ag for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ubs Ag |
| IFSC Code | CRES00000SC |
| Branch | Mumbai |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | 10Th Floor,Ceejay House,Plot F,Shivsagar Estate,Dr. Annie Besant Road,Worli,Mumbai 400 018,India. |
These details helps users in online banking and for businesses and individuals who use Ubs Ag in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CRES00000SC for the Mumbai branch of Ubs Ag plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CRES00000SC is given to every bank branch, including Ubs Ag located in Mumbai, Mumbai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ubs Ag branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Ubs Ag in Mumbai doesn't end up at another location.
Format of the IFSC Code CRES00000SC
The format of the IFSC Code for banks, including Ubs Ag, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ubs Ag, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mumbai in Mumbai.
For example, the IFSC Code CRES00000SC of Ubs Ag for the Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Ubs Ag?
If you are looking for the IFSC Code CRES00000SC of Ubs Ag for its Mumbai branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Ubs Ag includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Ubs Ag branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Ubs Ag and look for the branch locator section, then search for Mumbai or Mumbai to get the exact IFSC Code CRES00000SC.
Mobile Banking App
If you use Ubs Ag's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ubs Ag and Mumbai, then it will provide you proper information.
How to Use IFSC Code CRES00000SC for Online Transfers?
If you have the IFSC Code CRES00000SC for the Mumbai branch of Ubs Ag in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CRES00000SC. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ubs Ag IFSC Code CRES00000SC.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ubs Ag Mumbai in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Ubs Ag in Mumbai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Ubs Ag website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CRES00000SC.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 10Th Floor,Ceejay House,Plot F,Shivsagar Estate,Dr. Annie Besant Road,Worli,Mumbai 400 018,India. located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.