Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Tjsb Sahakari Bank Ltd for its Varachha Main Road branch in Surat, Surat, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Tjsb Sahakari Bank Ltd located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code TJSB0000150. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Varachha Main Road, Surat
Here are the key points that are associated with the IFSC Code TJSB0000150 of Tjsb Sahakari Bank Ltd for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000150 |
| Branch | Varachha Main Road |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Unit No.G/5-B, Mangaldeep Complex, Hirabaug Circle, Varachha Main Road, Surat-395006 |
These details are important not only for users using online banking but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code TJSB0000150 for the Varachha Main Road branch of Tjsb Sahakari Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Varachha Main Road, Surat, Gujarat, are given a unique IFSC like TJSB0000150 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Varachha Main Road goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000150
This is the format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Tjsb Sahakari Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Varachha Main Road in Surat.
For example, the IFSC Code TJSB0000150 of Tjsb Sahakari Bank Ltd for the Varachha Main Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000150 of Tjsb Sahakari Bank Ltd for its Varachha Main Road branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Tjsb Sahakari Bank Ltd branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Varachha Main Road or Surat to get the exact IFSC Code TJSB0000150.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Surat, you'll get the correct details.
How to Use IFSC Code TJSB0000150 for Online Transfers?
Once you have the IFSC Code TJSB0000150 for the Varachha Main Road branch of Tjsb Sahakari Bank Ltd in Surat, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000150. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000150.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Varachha Main Road in Surat, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Varachha Main Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000150.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Unit No.G/5-B, Mangaldeep Complex, Hirabaug Circle, Varachha Main Road, Surat-395006 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.