There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Tjsb Sahakari Bank Ltd for its Surat Branch branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Tjsb Sahakari Bank Ltd situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code TJSB0000098. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Tjsb Sahakari Bank Ltd, Surat Branch, Surat
The table below shows the main details of the IFSC Code TJSB0000098 for the Tjsb Sahakari Bank Ltd branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Tjsb Sahakari Bank Ltd |
| IFSC Code | TJSB0000098 |
| Branch | Surat Branch |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | G-1/A, Itc Building, Majura Gate Crossing, Ring Road, Surat-395002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Tjsb Sahakari Bank Ltd in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TJSB0000098 for the Surat Branch branch of Tjsb Sahakari Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Tjsb Sahakari Bank Ltd located in Surat Branch, Surat, Gujarat, are given a unique IFSC like TJSB0000098 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Tjsb Sahakari Bank Ltd in Surat Branch goes to the correct branch. This is important because Tjsb Sahakari Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TJSB0000098
The format of the IFSC Code for banks, including Tjsb Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Tjsb Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat Branch in Surat.
For example, the IFSC Code TJSB0000098 of Tjsb Sahakari Bank Ltd for the Surat Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for Tjsb Sahakari Bank Ltd?
If you are trying to find the IFSC Code TJSB0000098 of Tjsb Sahakari Bank Ltd for its Surat Branch branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Tjsb Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Tjsb Sahakari Bank Ltd branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Tjsb Sahakari Bank Ltd and navigate to the branch locator section. Search for Surat Branch or Surat to get the exact IFSC Code TJSB0000098.
Mobile Banking App
If you use Tjsb Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Tjsb Sahakari Bank Ltd and Surat, you'll get the correct details.
How to Use IFSC Code TJSB0000098 for Online Transfers?
If you have the IFSC Code TJSB0000098 for the Surat Branch branch of Tjsb Sahakari Bank Ltd in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TJSB0000098. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Tjsb Sahakari Bank Ltd IFSC Code TJSB0000098.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Tjsb Sahakari Bank Ltd Surat Branch in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Tjsb Sahakari Bank Ltd in Surat Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Tjsb Sahakari Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is TJSB0000098.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G-1/A, Itc Building, Majura Gate Crossing, Ring Road, Surat-395002 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.