For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Zoroastrian Cooperative Bank Limited for its Ved Katargam branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Zoroastrian Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ZCBL0000108. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Zoroastrian Cooperative Bank Limited, Ved Katargam, Surat
Here are the key points that are associated with the IFSC Code ZCBL0000108 of The Zoroastrian Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Zoroastrian Cooperative Bank Limited |
| IFSC Code | ZCBL0000108 |
| Branch | Ved Katargam |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | 24, Ground Floor, Parth, Katargam Singanpor(Ved) Road, Surat 395004 |
These details are essential not only for online banking users but also for businesses and individuals who use The Zoroastrian Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ZCBL0000108 for the Ved Katargam branch of The Zoroastrian Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ZCBL0000108 is given to every bank branch, including The Zoroastrian Cooperative Bank Limited located in Ved Katargam, Surat, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Zoroastrian Cooperative Bank Limited branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Zoroastrian Cooperative Bank Limited in Ved Katargam doesn't end up at another location.
Format of the IFSC Code ZCBL0000108
The format of the IFSC Code for banks, including The Zoroastrian Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Zoroastrian Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ved Katargam in Surat.
For example, the IFSC Code ZCBL0000108 of The Zoroastrian Cooperative Bank Limited for the Ved Katargam branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for The Zoroastrian Cooperative Bank Limited?
If you are trying to find the IFSC Code ZCBL0000108 of The Zoroastrian Cooperative Bank Limited for its Ved Katargam branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by The Zoroastrian Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Zoroastrian Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Zoroastrian Cooperative Bank Limited and navigate to the branch locator section. Search for Ved Katargam or Surat to get the exact IFSC Code ZCBL0000108.
Mobile Banking App
If you use The Zoroastrian Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Zoroastrian Cooperative Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code ZCBL0000108 for Online Transfers?
If you have the IFSC Code ZCBL0000108 for the Ved Katargam branch of The Zoroastrian Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ZCBL0000108. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Zoroastrian Cooperative Bank Limited IFSC Code ZCBL0000108.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Zoroastrian Cooperative Bank Limited Ved Katargam in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Zoroastrian Cooperative Bank Limited in Ved Katargam, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Zoroastrian Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ZCBL0000108.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 24, Ground Floor, Parth, Katargam Singanpor(Ved) Road, Surat 395004 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.