IFSC Code of The Zoroastrian Cooperative Bank Limited, Patel Park, Surat, Gujarat — ZCBL0000104

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Zoroastrian Cooperative Bank Limited for its Patel Park branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Zoroastrian Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ZCBL0000104. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Zoroastrian Cooperative Bank Limited, Patel Park, Surat

Below in the table are the key details related to IFSC Code ZCBL0000104 of The Zoroastrian Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use The Zoroastrian Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ZCBL0000104 for the Patel Park branch of The Zoroastrian Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Zoroastrian Cooperative Bank Limited located in Patel Park, Surat, Gujarat, are given a unique IFSC like ZCBL0000104 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Zoroastrian Cooperative Bank Limited in Patel Park goes to the correct branch. This is important because The Zoroastrian Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ZCBL0000104

The format of the IFSC Code for banks, including The Zoroastrian Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Zoroastrian Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Patel Park in Surat.

For example, the IFSC Code ZCBL0000104 of The Zoroastrian Cooperative Bank Limited for the Patel Park branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Zoroastrian Cooperative Bank Limited?

If you are trying to find the IFSC Code ZCBL0000104 of The Zoroastrian Cooperative Bank Limited for its Patel Park branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Zoroastrian Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Zoroastrian Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of The Zoroastrian Cooperative Bank Limited and navigate to the branch locator section. Search for Patel Park or Surat to get the exact IFSC Code ZCBL0000104.

Mobile Banking App

If you use The Zoroastrian Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Zoroastrian Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code ZCBL0000104 for Online Transfers?

Once you have the IFSC Code ZCBL0000104 for the Patel Park branch of The Zoroastrian Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ZCBL0000104. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Zoroastrian Cooperative Bank Limited IFSC Code ZCBL0000104.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Zoroastrian Cooperative Bank Limited Patel Park in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Zoroastrian Cooperative Bank Limited in Patel Park, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Zoroastrian Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.