The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Wagle Estate branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Thane District Central Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000038. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Wagle Estate, Thane
The table below shows the main details of the IFSC Code TDCB0000038 for the The Thane District Central Cooperative Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000038 |
| Branch | Wagle Estate |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Dhyan House Building, Shivaji Nagar Road No.3,Wagle Estate, Pin Code-400 604. |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000038 for the Wagle Estate branch of The Thane District Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like TDCB0000038 is given to every bank branch, including The Thane District Central Cooperative Bank Limited located in Wagle Estate, Thane, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thane and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Wagle Estate doesn't end up at another location.
Format of the IFSC Code TDCB0000038
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Thane District Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wagle Estate in Thane.
For example, the IFSC Code TDCB0000038 of The Thane District Central Cooperative Bank Limited for the Wagle Estate branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are looking for the IFSC Code TDCB0000038 of The Thane District Central Cooperative Bank Limited for its Wagle Estate branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Thane District Central Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Thane District Central Cooperative Bank Limited and look for the branch locator section, then search for Wagle Estate or Thane to get the exact IFSC Code TDCB0000038.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Thane District Central Cooperative Bank Limited and Thane, then it will provide you proper information.
How to Use IFSC Code TDCB0000038 for Online Transfers?
Once you have the IFSC Code TDCB0000038 for the Wagle Estate branch of The Thane District Central Cooperative Bank Limited in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000038. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000038.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Wagle Estate in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Wagle Estate, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000038.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dhyan House Building, Shivaji Nagar Road No.3,Wagle Estate, Pin Code-400 604. located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.