Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Kalwa branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Thane District Central Cooperative Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code TDCB0000039. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Kalwa, Thane
Here are the main details that are associated with the IFSC Code TDCB0000039 of The Thane District Central Cooperative Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000039 |
| Branch | Kalwa |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Bharti Chember, Old Belapur Road, Kalwa Pin Code-400 605. |
These details helps users in online banking and for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000039 for the Kalwa branch of The Thane District Central Cooperative Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Thane District Central Cooperative Bank Limited located in Kalwa, Thane, Maharashtra, is provided with a unique IFSC like TDCB0000039 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Thane District Central Cooperative Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Thane District Central Cooperative Bank Limited in Kalwa do not get mixed with another location.
Format of the IFSC Code TDCB0000039
The format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Thane District Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalwa in Thane.
For example, the IFSC Code TDCB0000039 of The Thane District Central Cooperative Bank Limited for the Kalwa branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are looking for the IFSC Code TDCB0000039 of The Thane District Central Cooperative Bank Limited for its Kalwa branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by The Thane District Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Thane District Central Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Thane District Central Cooperative Bank Limited and look for the branch locator section, then search for Kalwa or Thane to get the exact IFSC Code TDCB0000039.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Thane District Central Cooperative Bank Limited and Thane, then it will provide you proper information.
How to Use IFSC Code TDCB0000039 for Online Transfers?
Once you have the IFSC Code TDCB0000039 for the Kalwa branch of The Thane District Central Cooperative Bank Limited in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000039. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000039.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Kalwa in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Kalwa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000039.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bharti Chember, Old Belapur Road, Kalwa Pin Code-400 605. located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.