There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Thane District Central Cooperative Bank Limited for its Ghansoli branch in Thane, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Thane District Central Cooperative Bank Limited situated in Thane or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code TDCB0000035. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Thane District Central Cooperative Bank Limited, Ghansoli, Thane
The table below shows the main details of the IFSC Code TDCB0000035 for the The Thane District Central Cooperative Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Thane District Central Cooperative Bank Limited |
| IFSC Code | TDCB0000035 |
| Branch | Ghansoli |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Opp.Navi Mumbai Mahanagar Palika School No.31, Prabhakar Patil Chawl, Thane Belapur Road, Ghansoli, Pin-400701 |
These details are essential not only for online banking users but also for businesses and individuals who use The Thane District Central Cooperative Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code TDCB0000035 for the Ghansoli branch of The Thane District Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Thane District Central Cooperative Bank Limited located in Ghansoli, Thane, Maharashtra, are given a unique IFSC like TDCB0000035 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Thane District Central Cooperative Bank Limited in Ghansoli goes to the correct branch. This is important because The Thane District Central Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code TDCB0000035
This is the format of the IFSC Code for banks, including The Thane District Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Thane District Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghansoli in Thane.
For example, the IFSC Code TDCB0000035 of The Thane District Central Cooperative Bank Limited for the Ghansoli branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for The Thane District Central Cooperative Bank Limited?
If you are trying to find the IFSC Code TDCB0000035 of The Thane District Central Cooperative Bank Limited for its Ghansoli branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by The Thane District Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Thane District Central Cooperative Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Thane District Central Cooperative Bank Limited and find the branch locator section. Search for Ghansoli or Thane to get the exact IFSC Code TDCB0000035.
Mobile Banking App
If you use The Thane District Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Thane District Central Cooperative Bank Limited and Thane that will provide accurate information.
How to Use IFSC Code TDCB0000035 for Online Transfers?
Once you have the IFSC Code TDCB0000035 for the Ghansoli branch of The Thane District Central Cooperative Bank Limited in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code TDCB0000035. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Thane District Central Cooperative Bank Limited IFSC Code TDCB0000035.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Thane District Central Cooperative Bank Limited Ghansoli in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Thane District Central Cooperative Bank Limited in Ghansoli, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Thane District Central Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is TDCB0000035.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp.Navi Mumbai Mahanagar Palika School No.31, Prabhakar Patil Chawl, Thane Belapur Road, Ghansoli, Pin-400701 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.