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IFSC Code of The Surath Peoples Cooperative Bank Limited, Navsari Main, Navsari, Gujarat — SPCB0251024

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Navsari Main branch in Navsari, Navsari, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surath Peoples Cooperative Bank Limited located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Navsari Main, Navsari

Here are the key points that are associated with the IFSC Code SPCB0251024 of The Surath Peoples Cooperative Bank Limited for its branch located in Navsari, within the district of Navsari in the state of Gujarat.

Particulars Details
Bank The Surath Peoples Cooperative Bank Limited
IFSC Code SPCB0251024
Branch Navsari Main
City Navsari
District Navsari
State Gujarat
Address Lg -B/1-2, G 1 To 7, Rokiz Apartments, Station Road , Navsari - 396445

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Navsari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251024 for the Navsari Main branch of The Surath Peoples Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SPCB0251024 is given to every bank branch, including The Surath Peoples Cooperative Bank Limited located in Navsari Main, Navsari, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Surath Peoples Cooperative Bank Limited branch in Navsari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Navsari and Navsari.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surath Peoples Cooperative Bank Limited in Navsari Main doesn't end up at another location.

Format of the IFSC Code SPCB0251024

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Surath Peoples Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navsari Main in Navsari.

For example, the IFSC Code SPCB0251024 of The Surath Peoples Cooperative Bank Limited for the Navsari Main branch includes these elements, identifying the bank and the branch location in Navsari and Gujarat accurately.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are trying to find the IFSC Code SPCB0251024 of The Surath Peoples Cooperative Bank Limited for its Navsari Main branch located in Navsari, the following methods can help:

Cheque Book

The cheque book issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surath Peoples Cooperative Bank Limited branches in Navsari and Navsari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surath Peoples Cooperative Bank Limited and navigate to the branch locator section. Search for Navsari Main or Navsari to get the exact IFSC Code SPCB0251024.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surath Peoples Cooperative Bank Limited and Navsari, you'll get the correct details.

How to Use IFSC Code SPCB0251024 for Online Transfers?

Once you have the IFSC Code SPCB0251024 for the Navsari Main branch of The Surath Peoples Cooperative Bank Limited in Navsari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SPCB0251024. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251024.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surath Peoples Cooperative Bank Limited Navsari Main in Navsari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surath Peoples Cooperative Bank Limited in Navsari Main, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Surath Peoples Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Navsari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Surath Peoples Cooperative Bank Limited in Navsari Main, Navsari?

The IFSC Code is SPCB0251024.

Is the IFSC Code SPCB0251024 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Surath Peoples Cooperative Bank Limited Navsari Main?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Navsari Main branch?

The address of the branch is Lg -B/1-2, G 1 To 7, Rokiz Apartments, Station Road , Navsari - 396445 located in Navsari, Navsari, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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