IFSC Code of The Surath Peoples Cooperative Bank Limited, Chikhli, Navsari, Gujarat — SPCB0251025

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Surath Peoples Cooperative Bank Limited for its Chikhli branch in Chikhli, Navsari, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Surath Peoples Cooperative Bank Limited located in Chikhli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SPCB0251025. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Surath Peoples Cooperative Bank Limited, Chikhli, Chikhli

Here are some of the key details that come with the IFSC Code SPCB0251025 of The Surath Peoples Cooperative Bank Limited for its branch located in Chikhli, within the district of Navsari in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surath Peoples Cooperative Bank Limited in Chikhli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SPCB0251025 for the Chikhli branch of The Surath Peoples Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surath Peoples Cooperative Bank Limited located in Chikhli, Chikhli, Gujarat, are allotted a unique IFSC like SPCB0251025 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chikhli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chikhli and Navsari.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surath Peoples Cooperative Bank Limited in Chikhli reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SPCB0251025

The format of the IFSC Code for banks, including The Surath Peoples Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For The Surath Peoples Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chikhli in Chikhli.

For example, the IFSC Code SPCB0251025 of The Surath Peoples Cooperative Bank Limited for the Chikhli branch includes these elements, identifying the bank and the branch location in Chikhli and Gujarat accurately.

How to Find IFSC Code for The Surath Peoples Cooperative Bank Limited?

If you are looking for the IFSC Code SPCB0251025 of The Surath Peoples Cooperative Bank Limited for its Chikhli branch located in Chikhli, the following methods can help:

Cheque Book

The cheque book that is issued by The Surath Peoples Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Surath Peoples Cooperative Bank Limited branches in Chikhli and Navsari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Surath Peoples Cooperative Bank Limited and look for the branch locator section, then search for Chikhli or Chikhli to get the exact IFSC Code SPCB0251025.

Mobile Banking App

If you use The Surath Peoples Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surath Peoples Cooperative Bank Limited and Chikhli, then it will provide you proper information.

How to Use IFSC Code SPCB0251025 for Online Transfers?

Once you have the IFSC Code SPCB0251025 for the Chikhli branch of The Surath Peoples Cooperative Bank Limited in Chikhli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SPCB0251025. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surath Peoples Cooperative Bank Limited IFSC Code SPCB0251025.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surath Peoples Cooperative Bank Limited Chikhli in Chikhli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surath Peoples Cooperative Bank Limited in Chikhli, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official The Surath Peoples Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chikhli manage online transfers as well as cheque clearances with ease.