IFSC Code of The Surat District Cooperative Bank Limited, Umarpada, Surat, Gujarat — SDCB0000059

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Umarpada branch in Umarpada, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Umarpada or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000059. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Umarpada, Umarpada

Here are the key points that are associated with the IFSC Code SDCB0000059 of The Surat District Cooperative Bank Limited for its branch located in Umarpada, within the district of Surat in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Umarpada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000059 for the Umarpada branch of The Surat District Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Umarpada, Umarpada, Gujarat, is provided a unique IFSC like SDCB0000059 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the The Surat District Cooperative Bank Limited branch in Umarpada.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Umarpada and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Umarpada do not get misguided to another person.

Format of the IFSC Code SDCB0000059

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Umarpada in Umarpada.

For example, the IFSC Code SDCB0000059 of The Surat District Cooperative Bank Limited for the Umarpada branch includes these elements, identifying the bank and the branch location in Umarpada and Gujarat correctly.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000059 of The Surat District Cooperative Bank Limited for its Umarpada branch located in Umarpada, the following methods can help:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Umarpada and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Umarpada or Umarpada to get the exact IFSC Code SDCB0000059.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Umarpada, you'll get the correct details.

How to Use IFSC Code SDCB0000059 for Online Transfers?

Once you have the IFSC Code SDCB0000059 for the Umarpada branch of The Surat District Cooperative Bank Limited in Umarpada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SDCB0000059. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000059.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Umarpada in Umarpada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Umarpada, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Umarpada manage their online transfers and cheque clearances easily.