Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Surat District Cooperative Bank Limited for its Ved Road branch in Surat, Surat, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Surat District Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000056. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Ved Road, Surat
The table below shows the main details of the IFSC Code SDCB0000056 for the The Surat District Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000056 |
| Branch | Ved Road |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | 1St Floor, Rajdeep Comlex,Siganpur Char Rasta,Ved Road, Tal ┬Û Chorashi, Pincode : 395 004 |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000056 for the Ved Road branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Ved Road, Surat, Gujarat, is provided with a unique IFSC like SDCB0000056 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Surat District Cooperative Bank Limited branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Ved Road do not get mixed with another location.
Format of the IFSC Code SDCB0000056
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ved Road in Surat.
For example, the IFSC Code SDCB0000056 of The Surat District Cooperative Bank Limited for the Ved Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are looking for the IFSC Code SDCB0000056 of The Surat District Cooperative Bank Limited for its Ved Road branch located in Surat, the following methods can help:
Cheque Book
The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Ved Road or Surat to get the exact IFSC Code SDCB0000056.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Surat, then it will provide you proper information.
How to Use IFSC Code SDCB0000056 for Online Transfers?
Once you have the IFSC Code SDCB0000056 for the Ved Road branch of The Surat District Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000056. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000056.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Ved Road in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Ved Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000056.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor, Rajdeep Comlex,Siganpur Char Rasta,Ved Road, Tal ┬Û Chorashi, Pincode : 395 004 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.