IFSC Code of The Surat District Cooperative Bank Limited, Palanpor, Surat, Gujarat — SDCB0000090

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Palanpor branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000090. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Palanpor, Surat

Below in the table are the key details related to IFSC Code SDCB0000090 of The Surat District Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000090 for the Palanpor branch of The Surat District Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Palanpor, Surat, Gujarat, are allotted a unique IFSC like SDCB0000090 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Surat District Cooperative Bank Limited in Palanpor reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SDCB0000090

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Palanpor in Surat.

For example, the IFSC Code SDCB0000090 of The Surat District Cooperative Bank Limited for the Palanpor branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000090 of The Surat District Cooperative Bank Limited for its Palanpor branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Palanpor or Surat to get the exact IFSC Code SDCB0000090.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SDCB0000090 for Online Transfers?

Once you have the IFSC Code SDCB0000090 for the Palanpor branch of The Surat District Cooperative Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000090. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000090.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Palanpor in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Palanpor, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.