There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Ichhapor Branch branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000086. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Ichhapor Branch, Surat
Here are some of the key details that come with the IFSC Code SDCB0000086 of The Surat District Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000086 |
| Branch | Ichhapor Branch |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Address | Shop No 19, Swagat Business Hub, Ichhapor, Pin - 394510 |
These details help users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000086 for the Ichhapor Branch branch of The Surat District Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Ichhapor Branch, Surat, Gujarat, are given a unique IFSC like SDCB0000086 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Ichhapor Branch goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000086
This is the format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ichhapor Branch in Surat.
For example, the IFSC Code SDCB0000086 of The Surat District Cooperative Bank Limited for the Ichhapor Branch branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000086 of The Surat District Cooperative Bank Limited for its Ichhapor Branch branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Ichhapor Branch or Surat to get the exact IFSC Code SDCB0000086.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code SDCB0000086 for Online Transfers?
Once you have the IFSC Code SDCB0000086 for the Ichhapor Branch branch of The Surat District Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000086. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000086.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Ichhapor Branch in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Ichhapor Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000086.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 19, Swagat Business Hub, Ichhapor, Pin - 394510 located in Surat, Surat, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.