IFSC Code of The Surat District Cooperative Bank Limited, Dholikui, Surat, Gujarat — SDCB0000072

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Surat District Cooperative Bank Limited for its Dholikui branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Surat District Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000072. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Dholikui, Surat

The table below shows the main details of the IFSC Code SDCB0000072 for the The Surat District Cooperative Bank Limited branch in Surat, which falls under the Surat district in Gujarat.

These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000072 for the Dholikui branch of The Surat District Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Dholikui, Surat, Gujarat, is provided with a unique IFSC like SDCB0000072 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Dholikui do not get mixed with another location.

Format of the IFSC Code SDCB0000072

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dholikui in Surat.

For example, the IFSC Code SDCB0000072 of The Surat District Cooperative Bank Limited for the Dholikui branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000072 of The Surat District Cooperative Bank Limited for its Dholikui branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Dholikui or Surat to get the exact IFSC Code SDCB0000072.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SDCB0000072 for Online Transfers?

If you have the IFSC Code SDCB0000072 for the Dholikui branch of The Surat District Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000072. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000072.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Dholikui in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Dholikui, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.