IFSC Code of The Surat District Cooperative Bank Limited, Anand Mahal Road, Surat, Gujarat — SDCB0000085

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Anand Mahal Road branch in Surat, Surat, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000085. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Anand Mahal Road, Surat

Here are some of the key details that come with the IFSC Code SDCB0000085 of The Surat District Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000085 for the Anand Mahal Road branch of The Surat District Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Anand Mahal Road, Surat, Gujarat, is provided with a unique IFSC like SDCB0000085 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Anand Mahal Road do not get mixed with another location.

Format of the IFSC Code SDCB0000085

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anand Mahal Road in Surat.

For example, the IFSC Code SDCB0000085 of The Surat District Cooperative Bank Limited for the Anand Mahal Road branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are looking for the IFSC Code SDCB0000085 of The Surat District Cooperative Bank Limited for its Anand Mahal Road branch located in Surat, the following methods can help:

Cheque Book

The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Surat District Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Anand Mahal Road or Surat to get the exact IFSC Code SDCB0000085.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Surat, then it will provide you proper information.

How to Use IFSC Code SDCB0000085 for Online Transfers?

Once you have the IFSC Code SDCB0000085 for the Anand Mahal Road branch of The Surat District Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000085. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000085.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Anand Mahal Road in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Anand Mahal Road, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.