IFSC Code of The Surat District Cooperative Bank Limited, Kim Char Rasta, Surat, Gujarat — SDCB0000053

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Kim Char Rasta branch in Kim, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Surat District Cooperative Bank Limited located in Kim or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000053. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Kim Char Rasta, Kim

The table below shows the main details of the IFSC Code SDCB0000053 for the The Surat District Cooperative Bank Limited branch in Kim, which falls under the Surat district in Gujarat.

These details helps users in online banking and for businesses and individuals who use The Surat District Cooperative Bank Limited in Kim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000053 for the Kim Char Rasta branch of The Surat District Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000053 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Kim Char Rasta, Kim, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Kim.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kim and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Kim Char Rasta doesn't end up at another location.

Format of the IFSC Code SDCB0000053

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kim Char Rasta in Kim.

For example, the IFSC Code SDCB0000053 of The Surat District Cooperative Bank Limited for the Kim Char Rasta branch includes these elements, identifying the bank and the branch location in Kim and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are looking for the IFSC Code SDCB0000053 of The Surat District Cooperative Bank Limited for its Kim Char Rasta branch located in Kim, the following methods can help:

Cheque Book

The cheque book that is issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Surat District Cooperative Bank Limited branches in Kim and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Surat District Cooperative Bank Limited and look for the branch locator section, then search for Kim Char Rasta or Kim to get the exact IFSC Code SDCB0000053.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Surat District Cooperative Bank Limited and Kim, then it will provide you proper information.

How to Use IFSC Code SDCB0000053 for Online Transfers?

Once you have the IFSC Code SDCB0000053 for the Kim Char Rasta branch of The Surat District Cooperative Bank Limited in Kim, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SDCB0000053. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000053.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Kim Char Rasta in Kim, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Kim Char Rasta, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kim manage their online transfers and cheque clearances easily.