There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Odisha State Cooperative Bank Ltd for its Berhampur Cooperative Central Bank Ltd branch in Berhampur, Ganjam, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Odisha State Cooperative Bank Ltd situated in Berhampur or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code ORCB0BER001. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Odisha State Cooperative Bank Ltd, Berhampur Cooperative Central Bank Ltd, Berhampur
Here are some of the key details that come with the IFSC Code ORCB0BER001 of The Odisha State Cooperative Bank Ltd for its branch located in Berhampur, within the district of Ganjam in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | The Odisha State Cooperative Bank Ltd |
| IFSC Code | ORCB0BER001 |
| Branch | Berhampur Cooperative Central Bank Ltd |
| City | Berhampur |
| District | Ganjam |
| State | Odisha |
| Address | At-Town Hall Road, Po-Berhampore, Dist-Ganjam - 760001 |
These details are important not only for users using online banking but also for businesses and individuals who use The Odisha State Cooperative Bank Ltd in Berhampur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ORCB0BER001 for the Berhampur Cooperative Central Bank Ltd branch of The Odisha State Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ORCB0BER001 is given to every bank branch, including The Odisha State Cooperative Bank Ltd located in Berhampur Cooperative Central Bank Ltd, Berhampur, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Odisha State Cooperative Bank Ltd branch in Berhampur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Berhampur and Ganjam.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for The Odisha State Cooperative Bank Ltd in Berhampur Cooperative Central Bank Ltd doesn't end up at another location.
Format of the IFSC Code ORCB0BER001
This is the format of the IFSC Code for banks, including The Odisha State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Odisha State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Berhampur Cooperative Central Bank Ltd in Berhampur.
For example, the IFSC Code ORCB0BER001 of The Odisha State Cooperative Bank Ltd for the Berhampur Cooperative Central Bank Ltd branch includes these elements, identifying the bank and the branch location in Berhampur and Odisha accurately.
How to Find IFSC Code for The Odisha State Cooperative Bank Ltd?
To find the IFSC Code ORCB0BER001 of The Odisha State Cooperative Bank Ltd for its Berhampur Cooperative Central Bank Ltd branch located in Berhampur, the following methods can help you out:
Cheque Book
The cheque book issued by The Odisha State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Odisha State Cooperative Bank Ltd branches in Berhampur and Ganjam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Odisha State Cooperative Bank Ltd and go to the branch locator section. Then search for Berhampur Cooperative Central Bank Ltd or Berhampur to find the exact IFSC Code ORCB0BER001.
Mobile Banking App
If you use The Odisha State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Odisha State Cooperative Bank Ltd and Berhampur will provide accurate information.
How to Use IFSC Code ORCB0BER001 for Online Transfers?
Once you have the IFSC Code ORCB0BER001 for the Berhampur Cooperative Central Bank Ltd branch of The Odisha State Cooperative Bank Ltd in Berhampur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ORCB0BER001. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Odisha State Cooperative Bank Ltd IFSC Code ORCB0BER001.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Odisha State Cooperative Bank Ltd Berhampur Cooperative Central Bank Ltd in Berhampur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Odisha State Cooperative Bank Ltd in Berhampur Cooperative Central Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Odisha State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Berhampur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ORCB0BER001.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At-Town Hall Road, Po-Berhampore, Dist-Ganjam - 760001 located in Berhampur, Ganjam, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.