For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Odisha State Cooperative Bank Ltd for its Berhampore branch in Berhampur, Ganjam, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Odisha State Cooperative Bank Ltd located in Berhampur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code ORCB0001007. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Odisha State Cooperative Bank Ltd, Berhampore, Berhampur
The table below shows the main details of the IFSC Code ORCB0001007 for the The Odisha State Cooperative Bank Ltd branch in Berhampur, which falls under the Ganjam district in Odisha.
| Particulars | Details |
|---|---|
| Bank | The Odisha State Cooperative Bank Ltd |
| IFSC Code | ORCB0001007 |
| Branch | Berhampore |
| City | Berhampur |
| District | Ganjam |
| State | Odisha |
| Address | Swarnika Plaza,Badakhemundi Banglow,Sbi Road,Dist-Ganjam-760001 |
These details are important not only for users using online banking but also for businesses and individuals who use The Odisha State Cooperative Bank Ltd in Berhampur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ORCB0001007 for the Berhampore branch of The Odisha State Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Odisha State Cooperative Bank Ltd located in Berhampore, Berhampur, Odisha, is provided a unique IFSC like ORCB0001007 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Odisha State Cooperative Bank Ltd branch in Berhampur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Berhampur and Ganjam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for The Odisha State Cooperative Bank Ltd in Berhampore do not get misguided to another person.
Format of the IFSC Code ORCB0001007
The format of the IFSC Code for banks, including The Odisha State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Odisha State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Berhampore in Berhampur.
For example, the IFSC Code ORCB0001007 of The Odisha State Cooperative Bank Ltd for the Berhampore branch includes these elements, identifying the bank and the branch location in Berhampur and Odisha accurately.
How to Find IFSC Code for The Odisha State Cooperative Bank Ltd?
If you are trying to find the IFSC Code ORCB0001007 of The Odisha State Cooperative Bank Ltd for its Berhampore branch located in Berhampur, the following methods can help:
Cheque Book
The cheque book issued by The Odisha State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Odisha State Cooperative Bank Ltd branches in Berhampur and Ganjam, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Odisha State Cooperative Bank Ltd and navigate to the branch locator section. Search for Berhampore or Berhampur to get the exact IFSC Code ORCB0001007.
Mobile Banking App
If you use The Odisha State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Odisha State Cooperative Bank Ltd and Berhampur, you'll get the correct details.
How to Use IFSC Code ORCB0001007 for Online Transfers?
Once you have the IFSC Code ORCB0001007 for the Berhampore branch of The Odisha State Cooperative Bank Ltd in Berhampur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ORCB0001007. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Odisha State Cooperative Bank Ltd IFSC Code ORCB0001007.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Odisha State Cooperative Bank Ltd Berhampore in Berhampur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Odisha State Cooperative Bank Ltd in Berhampore, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Odisha State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Berhampur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ORCB0001007.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Swarnika Plaza,Badakhemundi Banglow,Sbi Road,Dist-Ganjam-760001 located in Berhampur, Ganjam, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.