There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Nilambur Co Operative Urban Bank Ltd Nilambur for its Chokkad Branch branch in Chokkad, Malappuram, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Nilambur Co Operative Urban Bank Ltd Nilambur situated in Chokkad or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code NCUB0000022. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Nilambur Co Operative Urban Bank Ltd Nilambur, Chokkad Branch, Chokkad
The table below shows the main details of the IFSC Code NCUB0000022 for the The Nilambur Co Operative Urban Bank Ltd Nilambur branch in Chokkad, which falls under the Malappuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Nilambur Co Operative Urban Bank Ltd Nilambur |
| IFSC Code | NCUB0000022 |
| Branch | Chokkad Branch |
| City | Chokkad |
| District | Malappuram |
| State | Kerala |
| Address | Building No.156,Pkg Building,Chokkad Post,Malappuram Dist - 679355 |
These details helps users in online banking and for businesses and individuals who use The Nilambur Co Operative Urban Bank Ltd Nilambur in Chokkad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NCUB0000022 for the Chokkad Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Nilambur Co Operative Urban Bank Ltd Nilambur located in Chokkad Branch, Chokkad, Kerala, are given a unique IFSC like NCUB0000022 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chokkad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chokkad and Malappuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Nilambur Co Operative Urban Bank Ltd Nilambur in Chokkad Branch goes to the correct branch. This is important because The Nilambur Co Operative Urban Bank Ltd Nilambur has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code NCUB0000022
The format of the IFSC Code for banks, including The Nilambur Co Operative Urban Bank Ltd Nilambur, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Nilambur Co Operative Urban Bank Ltd Nilambur, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chokkad Branch in Chokkad.
For example, the IFSC Code NCUB0000022 of The Nilambur Co Operative Urban Bank Ltd Nilambur for the Chokkad Branch branch has these elements, identifying the bank and the branch location in Chokkad and Kerala correctly.
How to Find IFSC Code for The Nilambur Co Operative Urban Bank Ltd Nilambur?
If you are trying to find the IFSC Code NCUB0000022 of The Nilambur Co Operative Urban Bank Ltd Nilambur for its Chokkad Branch branch located in Chokkad, the following methods can help:
Cheque Book
The cheque book issued by The Nilambur Co Operative Urban Bank Ltd Nilambur includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Nilambur Co Operative Urban Bank Ltd Nilambur branches in Chokkad and Malappuram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Nilambur Co Operative Urban Bank Ltd Nilambur and navigate to the branch locator section. Search for Chokkad Branch or Chokkad to get the exact IFSC Code NCUB0000022.
Mobile Banking App
If you use The Nilambur Co Operative Urban Bank Ltd Nilambur's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Nilambur Co Operative Urban Bank Ltd Nilambur and Chokkad, you'll get the correct details.
How to Use IFSC Code NCUB0000022 for Online Transfers?
If you have the IFSC Code NCUB0000022 for the Chokkad Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur in Chokkad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code NCUB0000022. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Nilambur Co Operative Urban Bank Ltd Nilambur IFSC Code NCUB0000022.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Nilambur Co Operative Urban Bank Ltd Nilambur Chokkad Branch in Chokkad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Nilambur Co Operative Urban Bank Ltd Nilambur in Chokkad Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Nilambur Co Operative Urban Bank Ltd Nilambur website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chokkad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is NCUB0000022.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Building No.156,Pkg Building,Chokkad Post,Malappuram Dist - 679355 located in Chokkad, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.