The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Nilambur Co Operative Urban Bank Ltd Nilambur for its Thiruvali Branch branch in Thiruvali, Malappuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Nilambur Co Operative Urban Bank Ltd Nilambur located in Thiruvali or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code NCUB0000019. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Nilambur Co Operative Urban Bank Ltd Nilambur, Thiruvali Branch, Thiruvali
Here are the key points that are associated with the IFSC Code NCUB0000019 of The Nilambur Co Operative Urban Bank Ltd Nilambur for its branch located in Thiruvali, within the district of Malappuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Nilambur Co Operative Urban Bank Ltd Nilambur |
| IFSC Code | NCUB0000019 |
| Branch | Thiruvali Branch |
| City | Thiruvali |
| District | Malappuram |
| State | Kerala |
| Address | Building No.558 A,Sreeragam Buildingward No.12,Thiruvali Post,Malappuram Dist - 676123 |
These details are important not only for users using online banking but also for businesses and individuals who use The Nilambur Co Operative Urban Bank Ltd Nilambur in Thiruvali for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code NCUB0000019 for the Thiruvali Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like NCUB0000019 is given to every bank branch, including The Nilambur Co Operative Urban Bank Ltd Nilambur located in Thiruvali Branch, Thiruvali, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Nilambur Co Operative Urban Bank Ltd Nilambur branch in Thiruvali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvali and Malappuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Nilambur Co Operative Urban Bank Ltd Nilambur in Thiruvali Branch doesn't end up at another location.
Format of the IFSC Code NCUB0000019
The format of the IFSC Code for banks, including The Nilambur Co Operative Urban Bank Ltd Nilambur, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Nilambur Co Operative Urban Bank Ltd Nilambur, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvali Branch in Thiruvali.
For example, the IFSC Code NCUB0000019 of The Nilambur Co Operative Urban Bank Ltd Nilambur for the Thiruvali Branch branch includes these elements, identifying the bank and the branch location in Thiruvali and Kerala correctly.
How to Find IFSC Code for The Nilambur Co Operative Urban Bank Ltd Nilambur?
To find the IFSC Code NCUB0000019 of The Nilambur Co Operative Urban Bank Ltd Nilambur for its Thiruvali Branch branch located in Thiruvali, the following methods can help you out:
Cheque Book
The cheque book issued by The Nilambur Co Operative Urban Bank Ltd Nilambur includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Nilambur Co Operative Urban Bank Ltd Nilambur branches in Thiruvali and Malappuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Nilambur Co Operative Urban Bank Ltd Nilambur and go to the branch locator section. Then search for Thiruvali Branch or Thiruvali to find the exact IFSC Code NCUB0000019.
Mobile Banking App
If you use The Nilambur Co Operative Urban Bank Ltd Nilambur's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Nilambur Co Operative Urban Bank Ltd Nilambur and Thiruvali will provide accurate information.
How to Use IFSC Code NCUB0000019 for Online Transfers?
Once you have the IFSC Code NCUB0000019 for the Thiruvali Branch branch of The Nilambur Co Operative Urban Bank Ltd Nilambur in Thiruvali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code NCUB0000019. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Nilambur Co Operative Urban Bank Ltd Nilambur IFSC Code NCUB0000019.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Nilambur Co Operative Urban Bank Ltd Nilambur Thiruvali Branch in Thiruvali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Nilambur Co Operative Urban Bank Ltd Nilambur in Thiruvali Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Nilambur Co Operative Urban Bank Ltd Nilambur website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is NCUB0000019.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Building No.558 A,Sreeragam Buildingward No.12,Thiruvali Post,Malappuram Dist - 676123 located in Thiruvali, Malappuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.