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IFSC Code of The Nainital Bank Limited, Moradabad Road, Udham Singh Nagar, Uttarakhand — NTBL0KAS129

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Nainital Bank Limited for its Moradabad Road branch in Kashipur, Udham Singh Nagar, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Nainital Bank Limited situated in Kashipur or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code NTBL0KAS129. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Nainital Bank Limited, Moradabad Road, Kashipur

Below in the table are the key details related to IFSC Code NTBL0KAS129 of The Nainital Bank Limited for its branch located in Kashipur, within the district of Udham Singh Nagar in the state of Uttarakhand.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0KAS129
Branch Moradabad Road
City Kashipur
District Udham Singh Nagar
State Uttarakhand
Address The Nainital Bank Limited, Ashoka Complex, Moradabad Road, Near Bank Of Baroda, Kashipur, Distt-Udham Singh Nagar, Uttarakhnad-244713

These details are crucial, not just for online banking users but also for businesses and individuals who use The Nainital Bank Limited in Kashipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0KAS129 for the Moradabad Road branch of The Nainital Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Nainital Bank Limited located in Moradabad Road, Kashipur, Uttarakhand, is provided a unique IFSC like NTBL0KAS129 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Nainital Bank Limited branch in Kashipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kashipur and Udham Singh Nagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Moradabad Road do not get misguided to another person.

Format of the IFSC Code NTBL0KAS129

This is the format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Nainital Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Moradabad Road in Kashipur.

For example, the IFSC Code NTBL0KAS129 of The Nainital Bank Limited for the Moradabad Road branch includes these elements, identifying the bank and the branch location in Kashipur and Uttarakhand accurately.

How to Find IFSC Code for The Nainital Bank Limited?

If you are trying to find the IFSC Code NTBL0KAS129 of The Nainital Bank Limited for its Moradabad Road branch located in Kashipur, the following methods can help:

Cheque Book

The cheque book issued by The Nainital Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Nainital Bank Limited branches in Kashipur and Udham Singh Nagar, print them on the first page of your passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and navigate to the branch locator section. Search for Moradabad Road or Kashipur to get the exact IFSC Code NTBL0KAS129.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Nainital Bank Limited and Kashipur, you'll get the correct details.

How to Use IFSC Code NTBL0KAS129 for Online Transfers?

Once you have the IFSC Code NTBL0KAS129 for the Moradabad Road branch of The Nainital Bank Limited in Kashipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NTBL0KAS129. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0KAS129.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Nainital Bank Limited Moradabad Road in Kashipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Moradabad Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kashipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Moradabad Road, Kashipur?

The IFSC Code is NTBL0KAS129.

Is the IFSC Code NTBL0KAS129 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Moradabad Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moradabad Road branch?

The address of the branch is The Nainital Bank Limited, Ashoka Complex, Moradabad Road, Near Bank Of Baroda, Kashipur, Distt-Udham Singh Nagar, Uttarakhnad-244713 located in Kashipur, Udham Singh Nagar, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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