Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Nainital Bank Limited for its Bhoor Maholia branch in Khatima, Udham Singh Nagar, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Nainital Bank Limited located in Khatima or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code NTBL0BHO084. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Nainital Bank Limited, Bhoor Maholia, Khatima

Here are the main details that are associated with the IFSC Code NTBL0BHO084 of The Nainital Bank Limited for its branch located in Khatima, within the district of Udham Singh Nagar in the state of Uttarakhand.

Particulars Details
Bank The Nainital Bank Limited
IFSC Code NTBL0BHO084
Branch Bhoor Maholia
City Khatima
District Udham Singh Nagar
State Uttarakhand
Address Bhoor Maholia,Sitarganj Road ,Khatima 262308 (U S Nagar) Uttranchal

These details helps users in online banking and for businesses and individuals who use The Nainital Bank Limited in Khatima for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code NTBL0BHO084 for the Bhoor Maholia branch of The Nainital Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Nainital Bank Limited located in Bhoor Maholia, Khatima, Uttarakhand, is provided with a unique IFSC like NTBL0BHO084 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Nainital Bank Limited branch in Khatima.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Khatima and Udham Singh Nagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for The Nainital Bank Limited in Bhoor Maholia do not get mixed with another location.

Format of the IFSC Code NTBL0BHO084

The format of the IFSC Code for banks, including The Nainital Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Nainital Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhoor Maholia in Khatima.

For example, the IFSC Code NTBL0BHO084 of The Nainital Bank Limited for the Bhoor Maholia branch has these elements, identifying the bank and the branch location in Khatima and Uttarakhand correctly.

How to Find IFSC Code for The Nainital Bank Limited?

If you are trying to find the IFSC Code NTBL0BHO084 of The Nainital Bank Limited for its Bhoor Maholia branch located in Khatima, the following methods can help:

Cheque Book

The cheque books that are issued by The Nainital Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Nainital Bank Limited branches in Khatima and Udham Singh Nagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Nainital Bank Limited and find the branch locator section. Search for Bhoor Maholia or Khatima to get the exact IFSC Code NTBL0BHO084.

Mobile Banking App

If you use The Nainital Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Nainital Bank Limited and Khatima that will provide accurate information.

How to Use IFSC Code NTBL0BHO084 for Online Transfers?

Once you have the IFSC Code NTBL0BHO084 for the Bhoor Maholia branch of The Nainital Bank Limited in Khatima, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code NTBL0BHO084. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Nainital Bank Limited IFSC Code NTBL0BHO084.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Nainital Bank Limited Bhoor Maholia in Khatima, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Nainital Bank Limited in Bhoor Maholia, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Nainital Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khatima to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Nainital Bank Limited in Bhoor Maholia, Khatima?

The IFSC Code is NTBL0BHO084.

Is the IFSC Code NTBL0BHO084 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Nainital Bank Limited Bhoor Maholia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhoor Maholia branch?

The address of the branch is Bhoor Maholia,Sitarganj Road ,Khatima 262308 (U S Nagar) Uttranchal located in Khatima, Udham Singh Nagar, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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