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IFSC Code of The Mehsana Urban Cooperative Bank, Modasa, Sabarkantha, Gujarat — MSNU0000029

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Mehsana Urban Cooperative Bank for its Modasa branch in Modasa, Sabarkantha, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Mehsana Urban Cooperative Bank located in Modasa or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000029. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Modasa, Modasa

Below in the table are the key details related to IFSC Code MSNU0000029 of The Mehsana Urban Cooperative Bank for its branch located in Modasa, within the district of Sabarkantha in the state of Gujarat.

Particulars Details
Bank The Mehsana Urban Cooperative Bank
IFSC Code MSNU0000029
Branch Modasa
City Modasa
District Sabarkantha
State Gujarat
Address Opp Alankar Society,Shamlaji Road Modasa -383315

These details helps users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Modasa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000029 for the Modasa branch of The Mehsana Urban Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Mehsana Urban Cooperative Bank located in Modasa, Modasa, Gujarat, are allotted a unique IFSC like MSNU0000029 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Modasa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Modasa and Sabarkantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Mehsana Urban Cooperative Bank in Modasa reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code MSNU0000029

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Mehsana Urban Cooperative Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Modasa in Modasa.

For example, the IFSC Code MSNU0000029 of The Mehsana Urban Cooperative Bank for the Modasa branch includes these elements, identifying the bank and the branch location in Modasa and Gujarat accurately.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

If you are trying to find the IFSC Code MSNU0000029 of The Mehsana Urban Cooperative Bank for its Modasa branch located in Modasa, the following methods can help:

Cheque Book

The cheque book issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Mehsana Urban Cooperative Bank branches in Modasa and Sabarkantha, print them on the first page of your passbook.

Bank Website

Visit the official website of The Mehsana Urban Cooperative Bank and navigate to the branch locator section. Search for Modasa or Modasa to get the exact IFSC Code MSNU0000029.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Mehsana Urban Cooperative Bank and Modasa, you'll get the correct details.

How to Use IFSC Code MSNU0000029 for Online Transfers?

Once you have the IFSC Code MSNU0000029 for the Modasa branch of The Mehsana Urban Cooperative Bank in Modasa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MSNU0000029. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000029.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Mehsana Urban Cooperative Bank Modasa in Modasa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Mehsana Urban Cooperative Bank in Modasa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Mehsana Urban Cooperative Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Modasa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Mehsana Urban Cooperative Bank in Modasa, Modasa?

The IFSC Code is MSNU0000029.

Is the IFSC Code MSNU0000029 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Mehsana Urban Cooperative Bank Modasa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Modasa branch?

The address of the branch is Opp Alankar Society,Shamlaji Road Modasa -383315 located in Modasa, Sabarkantha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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