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IFSC Code of The Mehsana Urban Cooperative Bank, Himmatnagar, Sabarkantha, Gujarat — MSNU0000013

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Mehsana Urban Cooperative Bank for its Himmatnagar branch in Himmatnagar, Sabarkantha, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Mehsana Urban Cooperative Bank located in Himmatnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MSNU0000013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Mehsana Urban Cooperative Bank, Himmatnagar, Himmatnagar

Here are some of the key details that come with the IFSC Code MSNU0000013 of The Mehsana Urban Cooperative Bank for its branch located in Himmatnagar, within the district of Sabarkantha in the state of Gujarat.

Particulars Details
Bank The Mehsana Urban Cooperative Bank
IFSC Code MSNU0000013
Branch Himmatnagar
City Himmatnagar
District Sabarkantha
State Gujarat
Address Somabhai Chambers, Nr.G.P.O., Himmatnagar - 383 001.

These details helps users in online banking and for businesses and individuals who use The Mehsana Urban Cooperative Bank in Himmatnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MSNU0000013 for the Himmatnagar branch of The Mehsana Urban Cooperative Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Mehsana Urban Cooperative Bank located in Himmatnagar, Himmatnagar, Gujarat, is provided with a unique IFSC like MSNU0000013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Mehsana Urban Cooperative Bank branch in Himmatnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Himmatnagar and Sabarkantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Mehsana Urban Cooperative Bank in Himmatnagar do not get mixed with another location.

Format of the IFSC Code MSNU0000013

The format of the IFSC Code for banks, including The Mehsana Urban Cooperative Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Mehsana Urban Cooperative Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Himmatnagar in Himmatnagar.

For example, the IFSC Code MSNU0000013 of The Mehsana Urban Cooperative Bank for the Himmatnagar branch includes these elements, identifying the bank and the branch location in Himmatnagar and Gujarat correctly.

How to Find IFSC Code for The Mehsana Urban Cooperative Bank?

If you are trying to find the IFSC Code MSNU0000013 of The Mehsana Urban Cooperative Bank for its Himmatnagar branch located in Himmatnagar, the following methods can help:

Cheque Book

The cheque book issued by The Mehsana Urban Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Mehsana Urban Cooperative Bank branches in Himmatnagar and Sabarkantha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Mehsana Urban Cooperative Bank and navigate to the branch locator section. Search for Himmatnagar or Himmatnagar to get the exact IFSC Code MSNU0000013.

Mobile Banking App

If you use The Mehsana Urban Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Mehsana Urban Cooperative Bank and Himmatnagar, you'll get the correct details.

How to Use IFSC Code MSNU0000013 for Online Transfers?

Once you have the IFSC Code MSNU0000013 for the Himmatnagar branch of The Mehsana Urban Cooperative Bank in Himmatnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MSNU0000013. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Mehsana Urban Cooperative Bank IFSC Code MSNU0000013.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Mehsana Urban Cooperative Bank Himmatnagar in Himmatnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Mehsana Urban Cooperative Bank in Himmatnagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Mehsana Urban Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Himmatnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Mehsana Urban Cooperative Bank in Himmatnagar, Himmatnagar?

The IFSC Code is MSNU0000013.

Is the IFSC Code MSNU0000013 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Mehsana Urban Cooperative Bank Himmatnagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Himmatnagar branch?

The address of the branch is Somabhai Chambers, Nr.G.P.O., Himmatnagar - 383 001. located in Himmatnagar, Sabarkantha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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