Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Tp Nagar branch in Haldwani, Nainital, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kurmanchal Nagar Sahakari Bank Limited located in Haldwani or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Tp Nagar, Haldwani
Below in the table are the key details related to IFSC Code KNSB0010012 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Haldwani, within the district of Nainital in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010012 |
| Branch | Tp Nagar |
| City | Haldwani |
| District | Nainital |
| State | Uttarakhand |
| Address | Manpur Uttar, Rampur Road, Transport Nagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Haldwani for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KNSB0010012 for the Tp Nagar branch of The Kurmanchal Nagar Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Tp Nagar, Haldwani, Uttarakhand, is provided a unique IFSC like KNSB0010012 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kurmanchal Nagar Sahakari Bank Limited branch in Haldwani.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haldwani and Nainital.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Tp Nagar do not get misguided to another person.
Format of the IFSC Code KNSB0010012
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tp Nagar in Haldwani.
For example, the IFSC Code KNSB0010012 of The Kurmanchal Nagar Sahakari Bank Limited for the Tp Nagar branch includes these elements, identifying the bank and the branch location in Haldwani and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
To find the IFSC Code KNSB0010012 of The Kurmanchal Nagar Sahakari Bank Limited for its Tp Nagar branch located in Haldwani, the following methods can help you out:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Haldwani and Nainital, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and go to the branch locator section. Then search for Tp Nagar or Haldwani to find the exact IFSC Code KNSB0010012.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kurmanchal Nagar Sahakari Bank Limited and Haldwani will provide accurate information.
How to Use IFSC Code KNSB0010012 for Online Transfers?
Once you have the IFSC Code KNSB0010012 for the Tp Nagar branch of The Kurmanchal Nagar Sahakari Bank Limited in Haldwani, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010012. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010012.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Tp Nagar in Haldwani may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Tp Nagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haldwani to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010012.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Manpur Uttar, Rampur Road, Transport Nagar located in Haldwani, Nainital, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.