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IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited, Mukhani, Nainital, Uttarakhand — KNSB0010007

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Mukhani branch in Haldwani, Nainital, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kurmanchal Nagar Sahakari Bank Limited located in Haldwani or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010007. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Mukhani, Haldwani

Here are the main details that are associated with the IFSC Code KNSB0010007 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Haldwani, within the district of Nainital in the state of Uttarakhand.

Particulars Details
Bank The Kurmanchal Nagar Sahakari Bank Limited
IFSC Code KNSB0010007
Branch Mukhani
City Haldwani
District Nainital
State Uttarakhand
Address Verma Complex, Mukhani Chauraha, Kaladungi Road

These details are important not only for users using online banking but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Haldwani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KNSB0010007 for the Mukhani branch of The Kurmanchal Nagar Sahakari Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kurmanchal Nagar Sahakari Bank Limited located in Mukhani, Haldwani, Uttarakhand, are given a unique IFSC like KNSB0010007 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Haldwani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Haldwani and Nainital.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Kurmanchal Nagar Sahakari Bank Limited in Mukhani goes to the correct branch. This is important because The Kurmanchal Nagar Sahakari Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KNSB0010007

The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Kurmanchal Nagar Sahakari Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mukhani in Haldwani.

For example, the IFSC Code KNSB0010007 of The Kurmanchal Nagar Sahakari Bank Limited for the Mukhani branch has these elements, identifying the bank and the branch location in Haldwani and Uttarakhand correctly.

How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?

To find the IFSC Code KNSB0010007 of The Kurmanchal Nagar Sahakari Bank Limited for its Mukhani branch located in Haldwani, the following methods can help you out:

Cheque Book

The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Haldwani and Nainital, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and go to the branch locator section. Then search for Mukhani or Haldwani to find the exact IFSC Code KNSB0010007.

Mobile Banking App

If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kurmanchal Nagar Sahakari Bank Limited and Haldwani will provide accurate information.

How to Use IFSC Code KNSB0010007 for Online Transfers?

Once you have the IFSC Code KNSB0010007 for the Mukhani branch of The Kurmanchal Nagar Sahakari Bank Limited in Haldwani, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KNSB0010007. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010007.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Mukhani in Haldwani, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Mukhani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haldwani to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited Mukhani Haldwani?

The IFSC Code of the Mukhani Haldwani branch is KNSB0010007.

Is IFSC Code KNSB0010007 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kurmanchal Nagar Sahakari Bank Limited Mukhani branch?

The branch is located at Verma Complex, Mukhani Chauraha, Kaladungi Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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