The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Dcc branch in Haldwani, Nainital, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kurmanchal Nagar Sahakari Bank Limited located in Haldwani or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010011. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Dcc, Haldwani
The table below shows the main details of the IFSC Code KNSB0010011 for the The Kurmanchal Nagar Sahakari Bank Limited branch in Haldwani, which falls under the Nainital district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010011 |
| Branch | Dcc |
| City | Haldwani |
| District | Nainital |
| State | Uttarakhand |
| Address | Durga City Center, Nainital Road |
These details are important not only for users using online banking but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Haldwani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KNSB0010011 for the Dcc branch of The Kurmanchal Nagar Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Dcc, Haldwani, Uttarakhand, is provided a unique IFSC like KNSB0010011 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kurmanchal Nagar Sahakari Bank Limited branch in Haldwani.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haldwani and Nainital.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Dcc do not get misguided to another person.
Format of the IFSC Code KNSB0010011
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dcc in Haldwani.
For example, the IFSC Code KNSB0010011 of The Kurmanchal Nagar Sahakari Bank Limited for the Dcc branch includes these elements, identifying the bank and the branch location in Haldwani and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010011 of The Kurmanchal Nagar Sahakari Bank Limited for its Dcc branch located in Haldwani, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Haldwani and Nainital, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Dcc or Haldwani to get the exact IFSC Code KNSB0010011.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Haldwani, you'll get the correct details.
How to Use IFSC Code KNSB0010011 for Online Transfers?
Once you have the IFSC Code KNSB0010011 for the Dcc branch of The Kurmanchal Nagar Sahakari Bank Limited in Haldwani, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010011. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010011.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Dcc in Haldwani, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Dcc, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Haldwani manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010011.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Durga City Center, Nainital Road located in Haldwani, Nainital, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.