Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Garur branch in Garur, Bageshwar, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kurmanchal Nagar Sahakari Bank Limited located in Garur or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code KNSB0010036. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Garur, Garur
Here are the key points that are associated with the IFSC Code KNSB0010036 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Garur, within the district of Bageshwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010036 |
| Branch | Garur |
| City | Garur |
| District | Bageshwar |
| State | Uttarakhand |
| Address | Near Kumaun Pharmacy Garur Bageshwar |
These details helps users in online banking and for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Garur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KNSB0010036 for the Garur branch of The Kurmanchal Nagar Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KNSB0010036 is given to every bank branch, including The Kurmanchal Nagar Sahakari Bank Limited located in Garur, Garur, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kurmanchal Nagar Sahakari Bank Limited branch in Garur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Garur and Bageshwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kurmanchal Nagar Sahakari Bank Limited in Garur doesn't end up at another location.
Format of the IFSC Code KNSB0010036
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kurmanchal Nagar Sahakari Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Garur in Garur.
For example, the IFSC Code KNSB0010036 of The Kurmanchal Nagar Sahakari Bank Limited for the Garur branch has these elements, identifying the bank and the branch location in Garur and Uttarakhand correctly.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010036 of The Kurmanchal Nagar Sahakari Bank Limited for its Garur branch located in Garur, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Garur and Bageshwar, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Garur or Garur to get the exact IFSC Code KNSB0010036.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Garur, you'll get the correct details.
How to Use IFSC Code KNSB0010036 for Online Transfers?
Once you have the IFSC Code KNSB0010036 for the Garur branch of The Kurmanchal Nagar Sahakari Bank Limited in Garur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KNSB0010036. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010036.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kurmanchal Nagar Sahakari Bank Limited Garur in Garur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Garur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Garur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KNSB0010036.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Kumaun Pharmacy Garur Bageshwar located in Garur, Bageshwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.