There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kurmanchal Nagar Sahakari Bank Limited for its Bageshwar branch in Bageshwar, Bageshwar, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kurmanchal Nagar Sahakari Bank Limited situated in Bageshwar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code KNSB0010004. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited, Bageshwar, Bageshwar
Here are the main details that are associated with the IFSC Code KNSB0010004 of The Kurmanchal Nagar Sahakari Bank Limited for its branch located in Bageshwar, within the district of Bageshwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | The Kurmanchal Nagar Sahakari Bank Limited |
| IFSC Code | KNSB0010004 |
| Branch | Bageshwar |
| City | Bageshwar |
| District | Bageshwar |
| State | Uttarakhand |
| Address | Station Road |
These details are important not only for users using online banking but also for businesses and individuals who use The Kurmanchal Nagar Sahakari Bank Limited in Bageshwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KNSB0010004 for the Bageshwar branch of The Kurmanchal Nagar Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kurmanchal Nagar Sahakari Bank Limited located in Bageshwar, Bageshwar, Uttarakhand, are given a unique IFSC like KNSB0010004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bageshwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bageshwar and Bageshwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kurmanchal Nagar Sahakari Bank Limited in Bageshwar goes to the correct branch. This is important because The Kurmanchal Nagar Sahakari Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KNSB0010004
The format of the IFSC Code for banks, including The Kurmanchal Nagar Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kurmanchal Nagar Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bageshwar in Bageshwar.
For example, the IFSC Code KNSB0010004 of The Kurmanchal Nagar Sahakari Bank Limited for the Bageshwar branch includes these elements, identifying the bank and the branch location in Bageshwar and Uttarakhand accurately.
How to Find IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited?
If you are trying to find the IFSC Code KNSB0010004 of The Kurmanchal Nagar Sahakari Bank Limited for its Bageshwar branch located in Bageshwar, the following methods can help:
Cheque Book
The cheque book issued by The Kurmanchal Nagar Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kurmanchal Nagar Sahakari Bank Limited branches in Bageshwar and Bageshwar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kurmanchal Nagar Sahakari Bank Limited and navigate to the branch locator section. Search for Bageshwar or Bageshwar to get the exact IFSC Code KNSB0010004.
Mobile Banking App
If you use The Kurmanchal Nagar Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kurmanchal Nagar Sahakari Bank Limited and Bageshwar, you'll get the correct details.
How to Use IFSC Code KNSB0010004 for Online Transfers?
Once you have the IFSC Code KNSB0010004 for the Bageshwar branch of The Kurmanchal Nagar Sahakari Bank Limited in Bageshwar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KNSB0010004. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kurmanchal Nagar Sahakari Bank Limited IFSC Code KNSB0010004.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kurmanchal Nagar Sahakari Bank Limited Bageshwar in Bageshwar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kurmanchal Nagar Sahakari Bank Limited in Bageshwar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kurmanchal Nagar Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bageshwar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bageshwar Bageshwar branch is KNSB0010004.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Station Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.