The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kolhapur Urban Co-Op Bank Ltd for its Subhash Road Branch branch in Kolhapur, Ohpr, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kolhapur Urban Co-Op Bank Ltd located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KOLH0000011. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kolhapur Urban Co-Op Bank Ltd, Subhash Road Branch, Kolhapur
The table below shows the main details of the IFSC Code KOLH0000011 for the The Kolhapur Urban Co-Op Bank Ltd branch in Kolhapur, which falls under the Ohpr district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kolhapur Urban Co-Op Bank Ltd |
| IFSC Code | KOLH0000011 |
| Branch | Subhash Road Branch |
| City | Kolhapur |
| District | Ohpr |
| State | Maharashtra |
| Address | Bhupal Tower,Ford Corner,Laxmipuri,Kolhapur.416002 |
These details help users in online banking and for businesses and individuals who use The Kolhapur Urban Co-Op Bank Ltd in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KOLH0000011 for the Subhash Road Branch branch of The Kolhapur Urban Co-Op Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KOLH0000011 is given to every bank branch, including The Kolhapur Urban Co-Op Bank Ltd located in Subhash Road Branch, Kolhapur, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kolhapur Urban Co-Op Bank Ltd branch in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kolhapur and Ohpr.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kolhapur Urban Co-Op Bank Ltd in Subhash Road Branch doesn't end up at another location.
Format of the IFSC Code KOLH0000011
The format of the IFSC Code for banks, including The Kolhapur Urban Co-Op Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kolhapur Urban Co-Op Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Subhash Road Branch in Kolhapur.
For example, the IFSC Code KOLH0000011 of The Kolhapur Urban Co-Op Bank Ltd for the Subhash Road Branch branch has these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.
How to Find IFSC Code for The Kolhapur Urban Co-Op Bank Ltd?
If you are looking for the IFSC Code KOLH0000011 of The Kolhapur Urban Co-Op Bank Ltd for its Subhash Road Branch branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book that is issued by The Kolhapur Urban Co-Op Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kolhapur Urban Co-Op Bank Ltd branches in Kolhapur and Ohpr, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kolhapur Urban Co-Op Bank Ltd and look for the branch locator section, then search for Subhash Road Branch or Kolhapur to get the exact IFSC Code KOLH0000011.
Mobile Banking App
If you use The Kolhapur Urban Co-Op Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kolhapur Urban Co-Op Bank Ltd and Kolhapur, then it will provide you proper information.
How to Use IFSC Code KOLH0000011 for Online Transfers?
If you have the IFSC Code KOLH0000011 for the Subhash Road Branch branch of The Kolhapur Urban Co-Op Bank Ltd in Kolhapur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KOLH0000011. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kolhapur Urban Co-Op Bank Ltd IFSC Code KOLH0000011.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kolhapur Urban Co-Op Bank Ltd Subhash Road Branch in Kolhapur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kolhapur Urban Co-Op Bank Ltd in Subhash Road Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kolhapur Urban Co-Op Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Subhash Road Branch Kolhapur branch is KOLH0000011.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bhupal Tower,Ford Corner,Laxmipuri,Kolhapur.416002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.