Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kolhapur Urban Co-Op Bank Ltd for its Gokul Shirgaon Branch branch in Kolhapur, Ohpr, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kolhapur Urban Co-Op Bank Ltd located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KOLH0000010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kolhapur Urban Co-Op Bank Ltd, Gokul Shirgaon Branch, Kolhapur
The table below shows the main details of the IFSC Code KOLH0000010 for the The Kolhapur Urban Co-Op Bank Ltd branch in Kolhapur, which falls under the Ohpr district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kolhapur Urban Co-Op Bank Ltd |
| IFSC Code | KOLH0000010 |
| Branch | Gokul Shirgaon Branch |
| City | Kolhapur |
| District | Ohpr |
| State | Maharashtra |
| Address | P 45/1,M.I.D.C.Industrial Area,Near Post Office,Gokul Shirgaon,Kolhapur |
These details are essential not only for online banking users but also for businesses and individuals who use The Kolhapur Urban Co-Op Bank Ltd in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KOLH0000010 for the Gokul Shirgaon Branch branch of The Kolhapur Urban Co-Op Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kolhapur Urban Co-Op Bank Ltd located in Gokul Shirgaon Branch, Kolhapur, Maharashtra, are allotted a unique IFSC like KOLH0000010 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kolhapur and Ohpr.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kolhapur Urban Co-Op Bank Ltd in Gokul Shirgaon Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KOLH0000010
This is the format of the IFSC Code for banks, including The Kolhapur Urban Co-Op Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kolhapur Urban Co-Op Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gokul Shirgaon Branch in Kolhapur.
For example, the IFSC Code KOLH0000010 of The Kolhapur Urban Co-Op Bank Ltd for the Gokul Shirgaon Branch branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.
How to Find IFSC Code for The Kolhapur Urban Co-Op Bank Ltd?
To find the IFSC Code KOLH0000010 of The Kolhapur Urban Co-Op Bank Ltd for its Gokul Shirgaon Branch branch located in Kolhapur, the following methods can help you out:
Cheque Book
The cheque book issued by The Kolhapur Urban Co-Op Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kolhapur Urban Co-Op Bank Ltd branches in Kolhapur and Ohpr, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kolhapur Urban Co-Op Bank Ltd and go to the branch locator section. Then search for Gokul Shirgaon Branch or Kolhapur to find the exact IFSC Code KOLH0000010.
Mobile Banking App
If you use The Kolhapur Urban Co-Op Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kolhapur Urban Co-Op Bank Ltd and Kolhapur will provide accurate information.
How to Use IFSC Code KOLH0000010 for Online Transfers?
Once you have the IFSC Code KOLH0000010 for the Gokul Shirgaon Branch branch of The Kolhapur Urban Co-Op Bank Ltd in Kolhapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KOLH0000010. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kolhapur Urban Co-Op Bank Ltd IFSC Code KOLH0000010.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kolhapur Urban Co-Op Bank Ltd Gokul Shirgaon Branch in Kolhapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kolhapur Urban Co-Op Bank Ltd in Gokul Shirgaon Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kolhapur Urban Co-Op Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KOLH0000010.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P 45/1,M.I.D.C.Industrial Area,Near Post Office,Gokul Shirgaon,Kolhapur located in Kolhapur, Ohpr, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.