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IFSC Code of The Kolhapur Urban Co-Op Bank Ltd, Midc Shiroli P Branch, Ohpr, Maharashtra — KOLH0000012

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kolhapur Urban Co-Op Bank Ltd for its Midc Shiroli P Branch branch in Kolhapur, Ohpr, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kolhapur Urban Co-Op Bank Ltd located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KOLH0000012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kolhapur Urban Co-Op Bank Ltd, Midc Shiroli P Branch, Kolhapur

Below in the table are the key details related to IFSC Code KOLH0000012 of The Kolhapur Urban Co-Op Bank Ltd for its branch located in Kolhapur, within the district of Ohpr in the state of Maharashtra.

Particulars Details
Bank The Kolhapur Urban Co-Op Bank Ltd
IFSC Code KOLH0000012
Branch Midc Shiroli P Branch
City Kolhapur
District Ohpr
State Maharashtra
Address R.S.No.580,Bhagwant Complex,Shriram Foundry Road,Midc Shiroli ( P.),Tal.Hatkanangale,Kolhapur.416122

These details are crucial, not just for online banking users but also for businesses and individuals who use The Kolhapur Urban Co-Op Bank Ltd in Kolhapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KOLH0000012 for the Midc Shiroli P Branch branch of The Kolhapur Urban Co-Op Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kolhapur Urban Co-Op Bank Ltd located in Midc Shiroli P Branch, Kolhapur, Maharashtra, is provided with a unique IFSC like KOLH0000012 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the The Kolhapur Urban Co-Op Bank Ltd branch in Kolhapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kolhapur and Ohpr.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for The Kolhapur Urban Co-Op Bank Ltd in Midc Shiroli P Branch do not get mixed with another location.

Format of the IFSC Code KOLH0000012

The format of the IFSC Code for banks, including The Kolhapur Urban Co-Op Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In The Kolhapur Urban Co-Op Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Midc Shiroli P Branch in Kolhapur.

For example, the IFSC Code KOLH0000012 of The Kolhapur Urban Co-Op Bank Ltd for the Midc Shiroli P Branch branch has these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.

How to Find IFSC Code for The Kolhapur Urban Co-Op Bank Ltd?

If you are trying to find the IFSC Code KOLH0000012 of The Kolhapur Urban Co-Op Bank Ltd for its Midc Shiroli P Branch branch located in Kolhapur, the following methods can help:

Cheque Book

The cheque books that are issued by The Kolhapur Urban Co-Op Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kolhapur Urban Co-Op Bank Ltd branches in Kolhapur and Ohpr, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kolhapur Urban Co-Op Bank Ltd and find the branch locator section. Search for Midc Shiroli P Branch or Kolhapur to get the exact IFSC Code KOLH0000012.

Mobile Banking App

If you use The Kolhapur Urban Co-Op Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kolhapur Urban Co-Op Bank Ltd and Kolhapur that will provide accurate information.

How to Use IFSC Code KOLH0000012 for Online Transfers?

Once you have the IFSC Code KOLH0000012 for the Midc Shiroli P Branch branch of The Kolhapur Urban Co-Op Bank Ltd in Kolhapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KOLH0000012. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kolhapur Urban Co-Op Bank Ltd IFSC Code KOLH0000012.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kolhapur Urban Co-Op Bank Ltd Midc Shiroli P Branch in Kolhapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kolhapur Urban Co-Op Bank Ltd in Midc Shiroli P Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kolhapur Urban Co-Op Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kolhapur Urban Co-Op Bank Ltd in Midc Shiroli P Branch, Kolhapur?

The IFSC Code is KOLH0000012.

Is the IFSC Code KOLH0000012 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kolhapur Urban Co-Op Bank Ltd Midc Shiroli P Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Midc Shiroli P Branch branch?

The address of the branch is R.S.No.580,Bhagwant Complex,Shriram Foundry Road,Midc Shiroli ( P.),Tal.Hatkanangale,Kolhapur.416122 located in Kolhapur, Ohpr, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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