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IFSC Code of The Kerala State Co Operative Bank Ltd, Thevara, Ernakulam, Kerala — KSBK0001452

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Thevara branch in Thevara, Ernakulam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Thevara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001452. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Thevara, Thevara

Here are the main details that are associated with the IFSC Code KSBK0001452 of The Kerala State Co Operative Bank Ltd for its branch located in Thevara, within the district of Ernakulam in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001452
Branch Thevara
City Thevara
District Ernakulam
State Kerala
Address 58/2940,First Floor,Sudharma Soorodaya Sabha Building,Mattammel Junction,Thevara,Ernakulam Pin 682013

These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thevara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001452 for the Thevara branch of The Kerala State Co Operative Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSBK0001452 is given to every bank branch, including The Kerala State Co Operative Bank Ltd located in Thevara, Thevara, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Thevara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thevara and Ernakulam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Thevara doesn't end up at another location.

Format of the IFSC Code KSBK0001452

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thevara in Thevara.

For example, the IFSC Code KSBK0001452 of The Kerala State Co Operative Bank Ltd for the Thevara branch includes these elements, identifying the bank and the branch location in Thevara and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are looking for the IFSC Code KSBK0001452 of The Kerala State Co Operative Bank Ltd for its Thevara branch located in Thevara, the following methods can help:

Cheque Book

The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Thevara and Ernakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Thevara or Thevara to get the exact IFSC Code KSBK0001452.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Thevara, then it will provide you proper information.

How to Use IFSC Code KSBK0001452 for Online Transfers?

Once you have the IFSC Code KSBK0001452 for the Thevara branch of The Kerala State Co Operative Bank Ltd in Thevara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001452. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001452.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Thevara in Thevara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Thevara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thevara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd in Thevara, Thevara?

The IFSC Code is KSBK0001452.

Is the IFSC Code KSBK0001452 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kerala State Co Operative Bank Ltd Thevara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thevara branch?

The address of the branch is 58/2940,First Floor,Sudharma Soorodaya Sabha Building,Mattammel Junction,Thevara,Ernakulam Pin 682013 located in Thevara, Ernakulam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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