The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Kaloor Evening branch in Ernakulam, Ernakulam, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Ernakulam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001413. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Kaloor Evening, Ernakulam
The table below shows the main details of the IFSC Code KSBK0001413 for the The Kerala State Co Operative Bank Ltd branch in Ernakulam, which falls under the Ernakulam district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001413 |
| Branch | Kaloor Evening |
| City | Ernakulam |
| District | Ernakulam |
| State | Kerala |
| Address | 65/1616,Kaybees Buildings,Shenoy Road Kaloor,Kaloor,Ernakulam Pin 682017 |
These details helps users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Ernakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001413 for the Kaloor Evening branch of The Kerala State Co Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Kaloor Evening, Ernakulam, Kerala, is provided with a unique IFSC like KSBK0001413 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Ernakulam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ernakulam and Ernakulam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Kaloor Evening do not get mixed with another location.
Format of the IFSC Code KSBK0001413
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaloor Evening in Ernakulam.
For example, the IFSC Code KSBK0001413 of The Kerala State Co Operative Bank Ltd for the Kaloor Evening branch includes these elements, identifying the bank and the branch location in Ernakulam and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are looking for the IFSC Code KSBK0001413 of The Kerala State Co Operative Bank Ltd for its Kaloor Evening branch located in Ernakulam, the following methods can help:
Cheque Book
The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Ernakulam and Ernakulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Kaloor Evening or Ernakulam to get the exact IFSC Code KSBK0001413.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Ernakulam, then it will provide you proper information.
How to Use IFSC Code KSBK0001413 for Online Transfers?
Once you have the IFSC Code KSBK0001413 for the Kaloor Evening branch of The Kerala State Co Operative Bank Ltd in Ernakulam, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001413. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001413.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Kaloor Evening in Ernakulam may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Kaloor Evening, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ernakulam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001413.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 65/1616,Kaybees Buildings,Shenoy Road Kaloor,Kaloor,Ernakulam Pin 682017 located in Ernakulam, Ernakulam, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.