Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Thannithodu branch in Thannithode, Pathanamthitta, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Thannithode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001217. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Thannithodu, Thannithode
Here are some of the key details that come with the IFSC Code KSBK0001217 of The Kerala State Co Operative Bank Ltd for its branch located in Thannithode, within the district of Pathanamthitta in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001217 |
| Branch | Thannithodu |
| City | Thannithode |
| District | Pathanamthitta |
| State | Kerala |
| Address | 02/115/2020,Thannithodu,Thannithodu P O,Pathanamthitta Pin 689699 |
These details are essential not only for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Thannithode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001217 for the Thannithodu branch of The Kerala State Co Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Thannithodu, Thannithode, Kerala, are given a unique IFSC like KSBK0001217 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thannithode.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thannithode and Pathanamthitta.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kerala State Co Operative Bank Ltd in Thannithodu goes to the correct branch. This is important because The Kerala State Co Operative Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KSBK0001217
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thannithodu in Thannithode.
For example, the IFSC Code KSBK0001217 of The Kerala State Co Operative Bank Ltd for the Thannithodu branch includes these elements, identifying the bank and the branch location in Thannithode and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001217 of The Kerala State Co Operative Bank Ltd for its Thannithodu branch located in Thannithode, the following methods can help:
Cheque Book
The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Thannithode and Pathanamthitta, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Thannithodu or Thannithode to get the exact IFSC Code KSBK0001217.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Thannithode, you'll get the correct details.
How to Use IFSC Code KSBK0001217 for Online Transfers?
Once you have the IFSC Code KSBK0001217 for the Thannithodu branch of The Kerala State Co Operative Bank Ltd in Thannithode, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KSBK0001217. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001217.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Thannithodu in Thannithode, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Thannithodu, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thannithode manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thannithodu Thannithode branch is KSBK0001217.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 02/115/2020,Thannithodu,Thannithodu P O,Pathanamthitta Pin 689699.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.