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IFSC Code of The Kerala State Co Operative Bank Ltd, Puramattom, Pathanamthitta, Kerala — KSBK0001211

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Puramattom branch in Puramattom, Pathanamthitta, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Puramattom or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001211. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Puramattom, Puramattom

Here are some of the key details that come with the IFSC Code KSBK0001211 of The Kerala State Co Operative Bank Ltd for its branch located in Puramattom, within the district of Pathanamthitta in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001211
Branch Puramattom
City Puramattom
District Pathanamthitta
State Kerala
Address V-22,Memala Vennikulam,Vennikulam,Pathanamthitta Pin 689544

These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Puramattom for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001211 for the Puramattom branch of The Kerala State Co Operative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSBK0001211 is given to every bank branch, including The Kerala State Co Operative Bank Ltd located in Puramattom, Puramattom, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Puramattom.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Puramattom and Pathanamthitta.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Puramattom doesn't end up at another location.

Format of the IFSC Code KSBK0001211

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puramattom in Puramattom.

For example, the IFSC Code KSBK0001211 of The Kerala State Co Operative Bank Ltd for the Puramattom branch includes these elements, identifying the bank and the branch location in Puramattom and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001211 of The Kerala State Co Operative Bank Ltd for its Puramattom branch located in Puramattom, the following methods can help:

Cheque Book

The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kerala State Co Operative Bank Ltd branches in Puramattom and Pathanamthitta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Puramattom or Puramattom to get the exact IFSC Code KSBK0001211.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Puramattom that will provide accurate information.

How to Use IFSC Code KSBK0001211 for Online Transfers?

Once you have the IFSC Code KSBK0001211 for the Puramattom branch of The Kerala State Co Operative Bank Ltd in Puramattom, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001211. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001211.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Puramattom in Puramattom, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Puramattom, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Puramattom manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Puramattom Puramattom?

The IFSC Code of the Puramattom Puramattom branch is KSBK0001211.

Is IFSC Code KSBK0001211 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Puramattom branch?

The branch is located at V-22,Memala Vennikulam,Vennikulam,Pathanamthitta Pin 689544.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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