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IFSC Code of The Kerala State Co Operative Bank Ltd, Parappa, Kasaragod, Kerala — KSBK0001813

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Parappa branch in Parappa, Kasaragod, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kerala State Co Operative Bank Ltd located in Parappa or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001813. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Parappa, Parappa

The table below shows the main details of the IFSC Code KSBK0001813 for the The Kerala State Co Operative Bank Ltd branch in Parappa, which falls under the Kasaragod district in Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001813
Branch Parappa
City Parappa
District Kasaragod
State Kerala
Address Vii/242 D,Parappa,Kasaragod Pin 671533

These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Parappa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001813 for the Parappa branch of The Kerala State Co Operative Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSBK0001813 is given to every bank branch, including The Kerala State Co Operative Bank Ltd located in Parappa, Parappa, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Parappa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Parappa and Kasaragod.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Parappa doesn't end up at another location.

Format of the IFSC Code KSBK0001813

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Parappa in Parappa.

For example, the IFSC Code KSBK0001813 of The Kerala State Co Operative Bank Ltd for the Parappa branch includes these elements, identifying the bank and the branch location in Parappa and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001813 of The Kerala State Co Operative Bank Ltd for its Parappa branch located in Parappa, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Parappa and Kasaragod, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Parappa or Parappa to get the exact IFSC Code KSBK0001813.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Parappa, you'll get the correct details.

How to Use IFSC Code KSBK0001813 for Online Transfers?

Once you have the IFSC Code KSBK0001813 for the Parappa branch of The Kerala State Co Operative Bank Ltd in Parappa, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001813. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001813.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Parappa in Parappa, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Parappa, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Parappa manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd in Parappa, Parappa?

The IFSC Code is KSBK0001813.

Is the IFSC Code KSBK0001813 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kerala State Co Operative Bank Ltd Parappa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Parappa branch?

The address of the branch is Vii/242 D,Parappa,Kasaragod Pin 671533 located in Parappa, Kasaragod, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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