There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Cheemeni Engineering College branch in Cheemeni, Kasaragod, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Cheemeni or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001786. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Cheemeni Engineering College, Cheemeni
The table below shows the main details of the IFSC Code KSBK0001786 for the The Kerala State Co Operative Bank Ltd branch in Cheemeni, which falls under the Kasaragod district in Kerala.
| Particulars | Details |
|---|---|
| Bank | The Kerala State Co Operative Bank Ltd |
| IFSC Code | KSBK0001786 |
| Branch | Cheemeni Engineering College |
| City | Cheemeni |
| District | Kasaragod |
| State | Kerala |
| Address | Xii/1151,Cheemeni,Kasaragod Pin 671313 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Cheemeni for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001786 for the Cheemeni Engineering College branch of The Kerala State Co Operative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KSBK0001786 is given to every bank branch, including The Kerala State Co Operative Bank Ltd located in Cheemeni Engineering College, Cheemeni, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kerala State Co Operative Bank Ltd branch in Cheemeni.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Cheemeni and Kasaragod.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Cheemeni Engineering College doesn't end up at another location.
Format of the IFSC Code KSBK0001786
The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kerala State Co Operative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cheemeni Engineering College in Cheemeni.
For example, the IFSC Code KSBK0001786 of The Kerala State Co Operative Bank Ltd for the Cheemeni Engineering College branch has these elements, identifying the bank and the branch location in Cheemeni and Kerala correctly.
How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?
If you are trying to find the IFSC Code KSBK0001786 of The Kerala State Co Operative Bank Ltd for its Cheemeni Engineering College branch located in Cheemeni, the following methods can help:
Cheque Book
The cheque books that are issued by The Kerala State Co Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kerala State Co Operative Bank Ltd branches in Cheemeni and Kasaragod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kerala State Co Operative Bank Ltd and find the branch locator section. Search for Cheemeni Engineering College or Cheemeni to get the exact IFSC Code KSBK0001786.
Mobile Banking App
If you use The Kerala State Co Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kerala State Co Operative Bank Ltd and Cheemeni that will provide accurate information.
How to Use IFSC Code KSBK0001786 for Online Transfers?
Once you have the IFSC Code KSBK0001786 for the Cheemeni Engineering College branch of The Kerala State Co Operative Bank Ltd in Cheemeni, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KSBK0001786. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001786.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Cheemeni Engineering College in Cheemeni, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Cheemeni Engineering College, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kerala State Co Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Cheemeni manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KSBK0001786.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Xii/1151,Cheemeni,Kasaragod Pin 671313 located in Cheemeni, Kasaragod, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.