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IFSC Code of The Kerala State Co Operative Bank Ltd, Nileshwar, Kasaragod, Kerala — KSBK0001807

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Nileshwar branch in Nileswar, Kasaragod, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Kerala State Co Operative Bank Ltd located in Nileswar or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001807. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Nileshwar, Nileswar

Here are some of the key details that come with the IFSC Code KSBK0001807 of The Kerala State Co Operative Bank Ltd for its branch located in Nileswar, within the district of Kasaragod in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001807
Branch Nileshwar
City Nileswar
District Kasaragod
State Kerala
Address Ii/548 D,Nileshwar,Kasaragod Pin 671314

These details are essential not only for online banking users but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Nileswar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001807 for the Nileshwar branch of The Kerala State Co Operative Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Nileshwar, Nileswar, Kerala, are allotted a unique IFSC like KSBK0001807 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nileswar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nileswar and Kasaragod.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Nileshwar reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KSBK0001807

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nileshwar in Nileswar.

For example, the IFSC Code KSBK0001807 of The Kerala State Co Operative Bank Ltd for the Nileshwar branch includes these elements, identifying the bank and the branch location in Nileswar and Kerala correctly.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001807 of The Kerala State Co Operative Bank Ltd for its Nileshwar branch located in Nileswar, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Nileswar and Kasaragod, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Nileshwar or Nileswar to get the exact IFSC Code KSBK0001807.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Nileswar, you'll get the correct details.

How to Use IFSC Code KSBK0001807 for Online Transfers?

If you have the IFSC Code KSBK0001807 for the Nileshwar branch of The Kerala State Co Operative Bank Ltd in Nileswar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001807. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001807.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Nileshwar in Nileswar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kerala State Co Operative Bank Ltd in Nileshwar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nileswar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Nileshwar Nileswar?

The IFSC Code of the Nileshwar Nileswar branch is KSBK0001807.

Is IFSC Code KSBK0001807 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Nileshwar branch?

The branch is located at Ii/548 D,Nileshwar,Kasaragod Pin 671314.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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