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IFSC Code of The Kerala State Co Operative Bank Ltd, Koduvally, Kozhikode, Kerala — KSBK0001634

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Koduvally branch in Koduvalli, Kozhikode, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kerala State Co Operative Bank Ltd located in Koduvalli or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code KSBK0001634. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Koduvally, Koduvalli

Below in the table are the key details related to IFSC Code KSBK0001634 of The Kerala State Co Operative Bank Ltd for its branch located in Koduvalli, within the district of Kozhikode in the state of Kerala.

Particulars Details
Bank The Kerala State Co Operative Bank Ltd
IFSC Code KSBK0001634
Branch Koduvally
City Koduvalli
District Kozhikode
State Kerala
Address 3/1156 L To 3/1156 P,Karatt Building,1St Floor,Koduvally,Koduvally,Kozhikode Pin 673572

These details help users in online banking and for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Koduvalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KSBK0001634 for the Koduvally branch of The Kerala State Co Operative Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Koduvally, Koduvalli, Kerala, are given a unique IFSC like KSBK0001634 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Koduvalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Koduvalli and Kozhikode.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Kerala State Co Operative Bank Ltd in Koduvally goes to the correct branch. This is important because The Kerala State Co Operative Bank Ltd has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KSBK0001634

This is the format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Koduvally in Koduvalli.

For example, the IFSC Code KSBK0001634 of The Kerala State Co Operative Bank Ltd for the Koduvally branch includes these elements, identifying the bank and the branch location in Koduvalli and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are looking for the IFSC Code KSBK0001634 of The Kerala State Co Operative Bank Ltd for its Koduvally branch located in Koduvalli, the following methods can help:

Cheque Book

The cheque book that is issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kerala State Co Operative Bank Ltd branches in Koduvalli and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kerala State Co Operative Bank Ltd and look for the branch locator section, then search for Koduvally or Koduvalli to get the exact IFSC Code KSBK0001634.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kerala State Co Operative Bank Ltd and Koduvalli, then it will provide you proper information.

How to Use IFSC Code KSBK0001634 for Online Transfers?

Once you have the IFSC Code KSBK0001634 for the Koduvally branch of The Kerala State Co Operative Bank Ltd in Koduvalli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001634. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001634.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Koduvally in Koduvalli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Koduvally, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kerala State Co Operative Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Koduvalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kerala State Co Operative Bank Ltd Koduvally Koduvalli?

The IFSC Code of the Koduvally Koduvalli branch is KSBK0001634.

Is IFSC Code KSBK0001634 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kerala State Co Operative Bank Ltd Koduvally branch?

The branch is located at 3/1156 L To 3/1156 P,Karatt Building,1St Floor,Koduvally,Koduvally,Kozhikode Pin 673572.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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