IFSC Code of The Kerala State Co Operative Bank Ltd, Kalikadavu, Kasaragod, Kerala — KSBK0001794

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Kalikadavu branch in Kalikkadavu, Kasaragod, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Kalikkadavu or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001794. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Kalikadavu, Kalikkadavu

The table below shows the main details of the IFSC Code KSBK0001794 for the The Kerala State Co Operative Bank Ltd branch in Kalikkadavu, which falls under the Kasaragod district in Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Kalikkadavu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001794 for the Kalikadavu branch of The Kerala State Co Operative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kerala State Co Operative Bank Ltd located in Kalikadavu, Kalikkadavu, Kerala, are allotted a unique IFSC like KSBK0001794 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kalikkadavu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kalikkadavu and Kasaragod.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kerala State Co Operative Bank Ltd in Kalikadavu reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code KSBK0001794

This is the format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For The Kerala State Co Operative Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalikadavu in Kalikkadavu.

For example, the IFSC Code KSBK0001794 of The Kerala State Co Operative Bank Ltd for the Kalikadavu branch includes these elements, identifying the bank and the branch location in Kalikkadavu and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001794 of The Kerala State Co Operative Bank Ltd for its Kalikadavu branch located in Kalikkadavu, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Kalikkadavu and Kasaragod, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Kalikadavu or Kalikkadavu to get the exact IFSC Code KSBK0001794.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Kalikkadavu, you'll get the correct details.

How to Use IFSC Code KSBK0001794 for Online Transfers?

Once you have the IFSC Code KSBK0001794 for the Kalikadavu branch of The Kerala State Co Operative Bank Ltd in Kalikkadavu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KSBK0001794. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001794.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kerala State Co Operative Bank Ltd Kalikadavu in Kalikkadavu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Kalikadavu, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kerala State Co Operative Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kalikkadavu manage their online transfers and cheque clearances easily.